CBS News
Can you cash out your life insurance policy?
Feeling the added pressures of inflation and overall challenging economic conditions on their finances, many Americans may be looking for some added financial assistance. For some, that could mean tapping into their life insurance policies for cash.
Before you make the choice to cash out your life insurance, it’s important to understand all of the details. Then, you can weigh both the advantages and disadvantages of this strategy to determine if getting cash out of your life insurance policy makes sense for you.
If you don’t have life insurance, or want to increase the amount you currently have, start by getting a free price quote now.
Can you cash out your life insurance?
Depending on the type of insurance you carry, you may have a few options to access cash from your life insurance.
Access a permanent life insurance policy
If you have a permanent life insurance policy, you may be able to dip into your policy’s cash value account. Whole life, universal life and variable universal life are types of permanent life insurance policies that never expire and maintain cash value in addition to a death benefit.
By contrast, term life insurance is in effect for a limited term, such as 10, 20 or 30 years. The policy has a death benefit which pays beneficiaries if the policyholder passes away during the term. But one of the most significant differences between whole and term life insurance is that the latter policy does not have a cash value account, so there’s no cash for policyholders to access.
Taking money from your cash value account could make sense if you’re in a strong financial position and your beneficiaries will be taken care of after your death. On the other hand, if you have loved ones who rely on you financially, it’s probably not wise to pull away the financial safety net your life insurance provides.
Get a free price estimate today to see what life insurance protections you’re eligible for.
Surrender your life insurance policy
This option allows you to withdraw the entire cash value of your life insurance policy, which in turn surrenders your coverage. You’ll receive all the money you’ve paid towards your coverage and any interest you’ve earned. Again, you should make sure you’re in good financial standing and your beneficiaries are covered before you decide on this option.
Your insurer also considers any unpaid loans or premiums on your account and you could owe surrender fees and federal taxes.
Make a withdrawal from your policy
Another potential option is to withdraw money from your life insurance policy’s cash value account. While these withdrawals are tax-free up to the amount you’ve already paid towards your premiums, any amount you withdraw that exceeds what you’ve already paid is taxable.
Borrow from your policy
Your life insurance policy may allow you to take out a loan on the cash value. Getting a loan from your insurance policy may be easier than through a bank or credit union, because there is typically no credit check and more flexible repayment terms. But remember: Any amount you owe on the loan’s outstanding principal and interest is deducted from the death benefit when you die.
Cover your policy’s monthly payments
If you need cash to meet other expenses, you may have the option of drawing on your cash value account to cover the policy premium. This option can help you get through a tough financial spot without forfeiting your policy. Remember, if you end up depleting your cash value, your insurance could lapse, thus ending your coverage.
Pros and cons of cashing out your life insurance
Weigh the advantages and disadvantages of getting cash from your life insurance to help you decide if it makes sense for you.
Pros of taking out cash from a life insurance policy
- It’s simple: Policy loans generally don’t require a loan application or credit check because the cash value in your account serves as collateral on the loan. You can repay your loan on your own schedule, and your payments go back into your policy.
- Low interest rates: The interest rate you receive on a cash value loan can vary depending on whether your loan is fixed or variable. Typically, interest rates on life insurance loans range from 5% to 8%, which is far better than credit card interest rates and even slightly better than personal loan rates. Of course, you won’t pay interest if you simply withdraw the money, but that lowers your cash value amount, which can take a long time to rebuild.
- No impact on credit: Taking out a mortgage or a personal loan could cause a temporary minor drop in your credit score. That’s not the case with a life insurance loan, since your eligibility is primarily based on the amount of your cash value, not your creditworthiness.
Cons of taking out cash from a life insurance policy
- A lower death benefit: Withdrawing funds reduces the amount of your cash value and your policy’s death benefit. Similarly, any loan amount you don’t pay back is subtracted from the death benefit.
- Withdrawal or loan may not be an option: You can’t access money from your whole life policy unless there is sufficient cash value in your account, which takes time to build. If you need money shortly after enrolling in your policy, you may not have the accumulated funds to borrow or withdraw. Rules regarding how much money you can borrow will also vary by insurer.
- Your insurance policy could lapse: When you pay back a policy loan, you must pay interest on the borrowed amount. If you borrow a substantial amount and accrue interest that eclipses your cash balance, your policy could lapse and be closed by your insurer. In that case, your loan balance could be considered taxable income, leaving you accountable for a potentially large tax bill.
Alternatives to cashing out life insurance
If you don’t want to use your life insurance for cash, consider these alternatives. Using one of these options may allow you the money you need without risking your coverage.
- Personal loan: Depending on your credit, you may qualify for a personal loan with a competitive interest rate.
- 0% introductory APR credit card: Some credit cards offer the chance to accrue no interest for a given period (typically 12 to 18 months). Just be sure you can pay off the credit card balance before the introductory period expires and you start taking on interest at the regular rate.
- Home equity loan: Home equity loans allow you to access your home’s equity for cash, but you’ll likely be on the hook for closing costs that range from 2% to 5% of the loan amount. Educate yourself about the potential risks of a home equity loan, including the risk of a foreclosure on your home if you fail to make your payments.
- Cash-out refinancing: If eligible, you can take out a new mortgage loan larger than the amount you currently owe on your home, then pay the initial loan and take the difference between the two as cash. This may be an alternative way to access a large sum of cash.
- Reverse mortgages: A reverse mortgage permits older homeowners (62 and above) who have completely paid off or paid off most of their mortgage to take out a portion of their home’s equity. This would qualify as tax-free income, and you could wind up getting a substantial sum if you don’t owe much and/or your home’s value has risen since you initially purchased it.
Whether you decide to get cash out from your life insurance policy or not, take steps to build an emergency fund that covers your living expenses for at least three to six months. A sufficient emergency fund can help cover a financial crisis without having to borrow money from your life insurance policy or elsewhere.
CBS News
How to watch the Colorado vs. Colorado State NCAA college football game today: Livestream options, more
The Colorado vs. Colorado State game will be played today. Both teams come into Week 3 with one loss and one win.
Keep reading to find out how and when to watch the Colorado vs. Colorado State game, even if you don’t have cable.
How and when to watch the Colorado vs. Colorado State game today
The Colorado vs. Colorado State game will be played on Saturday, September 14, 2024 at 7:30 p.m. ET (4:30 p.m. PT). The college football game will air on CBS, and stream on Paramount+ and the platforms featured below.
How and when to watch the Colorado vs. Colorado State game without cable
While many cable packages include CBS it’s easy to watch the game if CBS isn’t included in your cable TV subscription, or if you don’t have cable at all. Your best options for watching are below. (Streaming options will require an internet provider.)
Paramount+: Watch CBS-aired college football games without cable
If you want to spend your weekend watching football but don’t have a cable subscription, consider a subscription to Paramount+. Paramount+ gives viewers access to all CBS original content, movies and more. NFL fans can enjoy CBS-aired NFL games on Paramount+ for $7.99 per month. Or, watch college football on the Paramount+ Showtime tier starting at $12.99 per month.
The platform live streams college and NFL football games airing on CBS, NCAA college football, PGA Tour golf, professional soccer.
What you can stream with Paramount+:
- SEC college football games live (with Paramount+ with Showtime)
- All NFL football airing on CBS locally and nationally
- On-demand CBS programming, including hit shows like “Survivor” and “NCIS”
- Paramount+ original programming like “Lawmen Bass Reaves” and “Tulsa King”
- Professional soccer, including Champions League live (with Paramount+ with Showtime)
Add Paramount+ to your Amazon Prime Video subscription
You can also add Paramount+ to your Prime Video subscription to access CBS-aired NFL games, plus Paramount+ originals. Add Paramount+ Essential to your Prime Video subscription for $7.99 per month and watch every CBS-aired NFL game this season. Or, college football fans should add Paramount+ with Showtime to their Prime Video subscription to get access to CBS-aired college football and more for $11.99 per month. Both subscription tiers include a seven-day free trial.
Watch the Colorado vs. Colorado State game with free Fubo
Live TV streaming service Fubo offers the same top-tier programming you can get from your local cable provider at a fraction of the price. The streamer is a sports fan’s dream considering the sheer volume of live sporting events you can watch on it.
Fubo packages include access to NCAA and NFL football games airing on your local CBS affiliate, Fox Sunday NFC games via “NFL on Fox,” “Sunday Night Football” on NBC, “Monday Night Football” on ABC and ESPN, and all games aired on NFL Network. There are plenty of channels for NCAA college football fans too, including SEC Network, Big Ten Network and ESPNU.
If you want to give Fubo a try, now’s a great time to do so: Fubo is currently offering $30 off your first month of any subscription tier. That means you can watch every college football and NFL game airing on network TV this week starting at just $49.99 after a seven-day free trial. Once you subscribe, you can begin watching immediately on your TV, phone, tablet or computer.
Top features of Fubo:
- There are no contracts with Fubo. You can cancel at any time.
- Fubo offers a seven-day free trial for all pricing tiers.
- The Pro ($49.99 first month, $79.99 thereafter) tier includes over 200 channels, including channels not available on some other live TV streaming services.
- Upgrade to 4K resolution with the Elite with Sports Plus tier ($69.99 first month, $99.99 thereafter). It features 299 channels, including NFL RedZone.
- Fubo also offers live MLB, NBA, NHL, MLS and international soccer games.
- All tiers now come with unlimited cloud-based DVR recording.
- You can watch on up to 10 screens at once with any Fubo plan.
- Stream on your TV, phone, tablet and other devices.
Sling TV: Save 50% and stream college football
If you don’t have cable TV that includes CBS, one of the most cost-effective ways to stream college football this season is through a subscription to Sling TV. We suggest leveling up your coverage to the Orange + Blue with Sports Extra tier to get more NFL and college football games this fall.
The Orange + Blue plan regularly costs $60 per month, but the streamer currently offers a 50% off promotion for your first month, so you’ll pay just $30. The Orange + Blue with Sports Extra plan is $45 for your first month and $75 per month after. The Sports Extra add-on features 18 channels, including NFL Redzone, ESPNU, SEC Network, Big 10 Network and ACC Network, making it ideal for pro and college football fans.
The streamer is also currently offering big savings on four months of the Orange + Blue tier plus the Sports Extra plan when you prepay for the Sling TV Season Pass. The plan costs $219, reduced from $300.
Note: Because Sling TV does not carry CBS, Sling subscribers will want to add Paramount+ to their bundle. The Sling + Paramount+ still offers the most cost-effective way to stream NFL games airing on network TV. (Paramount+ and CBS Essentials are both subsidiaries of Paramount Global.)
Top features of Sling TV Orange + Blue plan:
- Sling TV is our top choice for streaming major sporting events like NASCAR.
- There are 52 channels to watch in total, including local ESPN, NBC, Fox and ABC affiliates (where available).
- You get access to most local NFL games and nationally broadcast games at the lowest price.
- All subscription tiers include 50 hours of cloud-based DVR storage.
- You can add Golf Channel, NBA TV, NHL Network, NFL RedZone, MLB Network, Tennis Channel and more sports-oriented channels (18 in total) via Sling TV’s Sports Extras add-on.
Watch the Colorado vs. Colorado State game on Hulu + Live TV
You can watch college football, including CBS, with Hulu + Live TV. The bundle features access to 90 channels, including both Fox and FS1. Unlimited DVR storage is also included. Watch every game on every network with Hulu + Live TV, plus catch live college football games, exclusive live regular season games, popular studio shows (including NFL Total Access and the Emmy-nominated show Good Morning Football) and lots more.
Hulu + Live TV comes bundled with ESPN+ and Disney+ for $77 per month after a three-day free trial.
Watch today’s game with a digital HDTV antenna
You can also watch sports airing on network TV with an affordable indoor antenna, which pulls in local over-the-air HDTV channels such as CBS, NBC, ABC, Fox, PBS, Univision and more. Here’s the kicker: There’s no monthly charge.
For anyone living in a partially blocked-off area (those near mountains or first-floor apartments), a digital TV antenna may not pick up a good signal — or any signal at all. But for many homes, a digital TV antenna provides a seriously inexpensive way to watch sports without paying a cable company. Indoor TV antennas can also provide some much-needed TV backup if a storm knocks out your cable.
This ultra-thin, multi-directional digital antenna with a 65-mile range can receive hundreds of HD TV channels, including ABC, CBS, NBC, PBS, Fox, and Univision and can filter out cellular and FM signals. It delivers a high-quality picture in 1080p HDTV, top-tier sound and features a 12-foot digital coax cable.
If you’re anxiously waiting for today’s game to begin, now is a great time to check out Amazon’s college football fan shop. The Amazon College Fan Shop is filled to the brim with officially licensed fan gear: You’ll find jerseys, team flags, T-shirts, hoodies and more, including tons of great gear for the football fan in your life. There are plenty of great deals awaiting you at Amazon, too, including some must-see deals on TVs for watching sports.
Tap the button below to head directly to the College Fan Shop page on Amazon and select your favorite team.
What is the Colorado Buffaloes current team ranking?
The Buffaloes are currently ranked No. 75 out of 134 teams, according to our sister site CBS Sports.
What is the Colorado State Rams current team ranking?
The Rams are currently ranked No. 95 out of 134 teams, according to CBS Sports.
When is the 2024 NCAA college football championship game?
The College Football Playoff National Championship will be Monday, January 20, 2025, at Mercedes-Benz Stadium in Atlanta.
CBS News
How to watch the San Diego State vs. Cal NCAA college football game tonight: Livestream options, more
The Cal Bears host the San Diego State Aztecs tonight for Week 3 of the NCAA college football season. The Bears come into the weekend undefeated, while the Aztecs are 1-1 after losing to Oregon State last week.
Keep reading to find out how and when to watch the San Diego State vs. Cal game, even if you don’t have cable.
How and when to watch the San Diego State vs. Cal game tonight
The San Diego State vs. Cal game will be played on Saturday, September 14, 2024 at 10:30 p.m. ET (7:30 p.m. PT). The college football game will air on ESPN, and stream on Fubo and the platforms featured below.
How and when to watch the San Diego State vs. Cal game without cable
While many cable packages include ESPN it’s easy to watch the game if ESPN isn’t included in your cable TV subscription, or if you don’t have cable at all. Your best options for watching are below. (Streaming options will require an internet provider.)
Watch the San Diego State vs. Cal game free with FuboTV
Live TV streaming service Fubo offers the same top-tier programming you can get from your local cable provider at a fraction of the price. The streamer is a sports fan’s dream considering the sheer volume of live sporting events you can watch on it.
Fubo packages include access to college football games airing on your local CBS affiliate, SEC Network, Big Ten Network and ESPNU. There are plenty of channels for NFL fans, including “NFL on Fox,” “Sunday Night Football” on NBC, “Monday Night Football” on ABC and ESPN, and all games aired on NFL Network.
If you want to give Fubo a try, now’s a great time to do so: Fubo is currently offering $30 off your first month of any subscription tier. That means you can watch every NFL and college football game airing on network TV this week starting at just $49.99 after a seven-day free trial. Once you subscribe, you can begin watching immediately on your TV, phone, tablet or computer.
Top features of Fubo:
- There are no contracts with Fubo. You can cancel at any time.
- Fubo offers a seven-day free trial for every pricing tier.
- The Pro ($49.99 first month, $79.99 thereafter) tier includes over 200 channels, including channels not available on some other live TV streaming services.
- Upgrade to 4K resolution with the Elite with Sports Plus tier ($69.99 first month, $99.99 thereafter). It features 299 channels, including NFL RedZone.
- Fubo also offers live MLB, NBA, NHL, MLS and international soccer games.
- All tiers now come with unlimited cloud-based DVR recording.
- You can watch on up to 10 screens at once with any Fubo plan.
- Stream on your TV, phone, tablet and other devices.
Sling TV: The most cost-effective way to stream college football
If you don’t have cable TV that includes ESPN, one of the most cost-effective ways to stream college football this season is through a subscription to Sling TV. We suggest leveling up your coverage to the Orange + Blue with Sports Extra tier to get more NFL and college football games this fall.
The Orange + Blue plan regularly costs $60 per month, but the streamer currently offers a $25 off promotion for your first month, so you’ll pay just $35. The Orange + Blue with Sports Extra plan is $50 for your first month and $75 per month after. The Sports Extra add-on features 18 channels, including NFL Redzone, ESPNU, SEC Network, Big 10 Network and ACC Network, making it ideal for pro and college football fans.
The streamer is also currently offering big savings on four months of the Orange + Blue tier plus the Sports Extra plan when you prepay for the Sling TV Season Pass. The plan costs $219, reduced from $300.
Note: Because Sling TV does not carry CBS, Sling subscribers will want to add Paramount+ to their bundle. (Paramount+ and CBS Essentials are both subsidiaries of Paramount Global.)
Top features of Sling TV Orange + Blue plan:
- Sling TV is our top choice for streaming major sporting events like NASCAR.
- There are 52 channels to watch in total, including local ESPN, NBC, Fox and ABC affiliates (where available).
- You get access to most local NFL games and nationally broadcast games at the lowest price.
- All subscription tiers include 50 hours of cloud-based DVR storage.
- You can add Golf Channel, NBA TV, NHL Network, NFL RedZone, MLB Network, Tennis Channel and more sports-oriented channels (18 in total) via Sling TV’s Sports Extras add-on.
Watch the San Diego State vs. Cal game on Hulu + Live TV
You can watch college football, including ESPN, with Hulu + Live TV. The bundle features access to 90 channels, including both Fox and FS1. Unlimited DVR storage is also included. Watch every game on every network with Hulu + Live TV, plus catch live NFL preseason games, exclusive live regular season games, popular studio shows (including NFL Total Access and the Emmy-nominated show Good Morning Football) and lots more.
Hulu + Live TV comes bundled with ESPN+ and Disney+ for $77 per month after a three-day free trial.
If you’re anxiously waiting for today’s game to begin, now is a great time to check out Amazon’s college football fan shop. The Amazon College Fan Shop is filled to the brim with officially licensed fan gear: You’ll find jerseys, team flags, T-shirts, hoodies and more, including tons of great gear for the football fan in your life. There are plenty of great deals awaiting you at Amazon, too, including some must-see deals on TVs for watching sports.
Tap the button below to head directly to the College Fan Shop page on Amazon and select your favorite team.
What is the San Diego State Aztecs current team ranking?
The Aztecs are currently ranked No. 98 out of 134 teams, according to our sister site CBS Sports.
What is the Cal Golden Bears current team ranking?
The Bears are currently ranked No. 34 out of 134 teams, according to CBS Sports.
When is the 2024 NCAA college football championship game?
The College Football Playoff National Championship will be Monday, January 20, 2025, at Mercedes-Benz Stadium in Atlanta.
CBS News
How to watch the Georgia vs. Kentucky NCAA college football game today: Livestream options, more
The Georgia vs. Kentucky game will be played today. The Bulldogs, currently ranked No. 1 by CBS Sports, come into the weekend undefeated, while the Wildcats lost last weekend to South Carolina.
Keep reading for all the ways you can watch the Georgia vs. Kentucky game, including how to watch without cable.
How and when to watch the Georgia vs. Kentucky game tonight
The Georgia vs. Kentucky game will be played on Saturday, September 14, 2024 at 7:30 p.m. ET (4:30 p.m. PT). The college football game will air on ABC and stream on ESPN+ and Fubo and the platforms featured below.
How and when to watch the Georgia vs. Kentucky game without cable
While many cable packages include ABC, it’s easy to watch the game if ABC isn’t included in your cable TV subscription, or if you don’t have cable at all. Your best options for watching are below. (Streaming options will require an internet provider.)
Watch the Georgia vs. Kentucky game free with Fubo
Live TV streaming service Fubo offers the same top-tier programming you can get from your local cable provider at a fraction of the price. The streamer is a sports fan’s dream considering the sheer volume of live sporting events you can watch on it.
Fubo packages include access to college football games airing on your local CBS affiliate, SEC Network, Big Ten Network and ESPNU. There are plenty of channels for NFL fans, including “NFL on Fox,” “Sunday Night Football” on NBC, “Monday Night Football” on ABC and ESPN, and all games aired on NFL Network.
If you want to give Fubo a try, now’s a great time to do so: Fubo is currently offering $30 off your first month of any subscription tier. That means you can watch every NFL and college football game airing on network TV this week starting at just $49.99 after a seven-day free trial. Once you subscribe, you can begin watching immediately on your TV, phone, tablet or computer.
Top features of Fubo:
- There are no contracts with Fubo. You can cancel at any time.
- Fubo offers a seven-day free trial on all pricing tiers.
- The Pro ($49.99 first month, $79.99 thereafter) tier includes over 200 channels, including channels not available on some other live TV streaming services.
- Upgrade to 4K resolution with the Elite with Sports Plus tier ($69.99 first month, $99.99 thereafter). It features 299 channels, including NFL RedZone.
- Fubo also offers live MLB, NBA, NHL, MLS and international soccer games.
- All tiers now come with unlimited cloud-based DVR recording.
- You can watch on up to 10 screens at once with any Fubo plan.
- Stream on your TV, phone, tablet and other devices.
Sling TV: Stream college football and save 50%
If you don’t have cable TV that includes ABC, one of the most cost-effective ways to stream college football this season is through a subscription to Sling TV. We suggest leveling up your coverage to the Orange + Blue with Sports Extra tier to get more NFL and college football games this fall.
The Orange + Blue plan regularly costs $60 per month, but the streamer currently offers a 50% off promotion for your first month, so you’ll pay just $30. The Orange + Blue with Sports Extra plan is $45 for your first month and $75 per month after. The Sports Extra add-on features 18 channels, including NFL Redzone, ESPNU, SEC Network, Big 10 Network and ACC Network, making it ideal for pro and college football fans.
The streamer is also currently offering big savings on four months of the Orange + Blue tier plus the Sports Extra plan when you prepay for the Sling TV Season Pass. The plan costs $219, reduced from $300.
Note: Because Sling TV does not carry CBS, Sling subscribers will want to add Paramount+ to their bundle. (Paramount+ and CBS Essentials are both subsidiaries of Paramount Global.)
Top features of Sling TV Orange + Blue plan:
- Sling TV is our top choice for streaming major sporting events like NASCAR.
- There are 52 channels to watch in total, including local ESPN, NBC, Fox and ABC affiliates (where available).
- You get access to most local NFL games and nationally broadcast games at the lowest price.
- All subscription tiers include 50 hours of cloud-based DVR storage.
- You can add Golf Channel, NBA TV, NHL Network, NFL RedZone, MLB Network, Tennis Channel and more sports-oriented channels (18 in total) via Sling TV’s Sports Extras add-on.
Watch the Georgia vs. Kentucky game on Hulu + Live TV
You can watch college football, including ABC, with Hulu + Live TV. The bundle features access to 90 channels, including both Fox and FS1. Unlimited DVR storage is also included. Watch every game on every network with Hulu + Live TV, plus catch live NFL preseason games, exclusive live regular season games, popular studio shows (including NFL Total Access and the Emmy-nominated show Good Morning Football) and lots more.
Hulu + Live TV comes bundled with ESPN+ and Disney+ for $77 per month after a three-day free trial.
Watch today’s game on ESPN+
ESPN+ will stream today’s Georgia vs. Kentucky game. ESPN+ is ESPN’s subscription streaming platform, which offers coverage of some of Indiana Fever star Caitlin Clark’s WNBA games, original studio shows and top-tier series that aren’t accessible on the ESPN networks. ESPN+ subscribers may purchase UFC PPV events and access the platform’s vast archive of on-demand content, including the entire 30 For 30 catalog, game replays and select ESPN films.
ESPN+ offers exclusive live sports, original shows, and a vast library of on-demand content, including the entire 30 For 30 series and more. Here’s a sampling of what’s available on ESPN+:
- Exclusive fantasy sports tools and content from some of the sports world’s most respected voices in sports.
- Every Fight Night UFC event UFC PPV event (PPV events are subject to an additional charge).
- Soccer including EFL Championship, US Open Cup and Bundesliga.
- College sports including the Ivy League, Big Sky Conference and Atlantic A10 Conference.
- MLB and the World Series.
- Top-tier tennis including the Australian Open and Wimbledon.
- The PGA Tour and the Masters.
It is important to note that ESPN+ does not include access to the ESPN network. It is a separate sports-centric service, with separate sports programming. An ESPN+ subscription costs $11 per month. Or save 15% when you pay annually ($110).
If you’re anxiously waiting for today’s game to begin, now is a great time to check out Amazon’s college football fan shop. The Amazon College Fan Shop is filled to the brim with officially licensed fan gear: You’ll find jerseys, team flags, T-shirts, hoodies and more, including tons of great gear for the football fan in your life. There are plenty of great deals awaiting you at Amazon, too, including some must-see deals on TVs for watching sports.
Tap the button below to head directly to the College Fan Shop page on Amazon and select your favorite team.
What is the Georgia Bulldogs current team ranking?
The Bulldogs are currently ranked No. 1 out of 134 teams, according to our sister site CBS Sports.
What is the Kentucky Wildcats current team ranking?
The Wildcats are currently ranked No. 51 teams, according to CBS Sports.
When is the 2024 NCAA college football championship game?
The College Football Playoff National Championship will be Monday, January 20, 2025, at Mercedes-Benz Stadium in Atlanta.
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