Connect with us

CBS News

Alexander McCartney sentenced in U.K. court for “catfishing” thousands, including U.S. girl who died by suicide

Avatar

Published

on


A Northern Ireland man was sentenced Friday to a minimum of 20 years in prison after being found guilty by a U.K. court in what has been described as the biggest criminal “catfishing” case in the country. Alex McCartney, 26, had pleaded guilty earlier this year to a charge of manslaughter in a Northern Ireland court after a young American girl who was among the thousands of alleged victims he blackmailed online died by suicide. 

McCartney had admitted to a total of 185 charges involving 70 child victims in court — including blackmail, inciting a child to engage in sexual activity and producing and distributing indecent images of children. He was also held culpable for the death of 12-year-old Cimarron Thomas in West Virginia, according to the U.K.’s Press Association news agency. 

Thomas, who lived in West Virginia with her mother, father and siblings, died of suicide in May 2018.  During her online interactions with McCartney, authorties say he attempted to coerce her into sending graphic images involving a younger sibling.

cimarron-thomas.jpg
Cimarron Thomas, a West Virginia girl who at the age of 12 was among the victims of mass U.K. child abuser Alex McCartney.

Courtesy of the family of Cimarron Thomas


McCartney was already under investigation at the time, and was about to face charges from British investigators when authorities discovered Cimarron’s identity and the circumstances of her death, CBS News’ partner network BBC News reported Friday.  

Thomas’ father, a U.S. Army veteran, died by suicide 18 months after his daughter, not knowing any of the circumstances behind Cimarron’s death.

Jim Gamble, a former senior British police officer specializing in child safety, told BBC News that it was a “shocking case.”  

“The sheer scale of it and the horrific nature of the harm inflicted on these young girls makes it one of the worst I’ve ever seen,” Gamble said, adding: “Don’t watch this and think this happens very rarely.”

Detective Chief Superintendent Eamonn Corrigan of the Police Service of Northern Ireland’s Crime Operations Department issued a statement Friday, calling McCartney “nothing but a disgusting child predator who was posing as young girls online to groom, manipulate and sexually abuse his victims, as young as four, to satisfy his own sexual perversions and that of other online child sexual offenders.”

image-1.png
Alexander MaCartney, 26, was sentenced to life in prison with a minimum of 20 years in custody after being found guilty by a Belfast court of 185 charges involving 70 child victims.

Northern Ireland Police handout


McCartney’s crimes occurred between 2014 and 2019, when he’s believed by police to have targeted about 3,500 victims, mostly via Snapchat, all over the world, including in Australia, New Zealand and the U.S., according to the Press Association. The case against him in the Belfast Crown Court focused on 70 child victims, including Thomas.

There was no immediate response to Friday’s verdict against McCartney from Snapchat. The social messaging app was accused in September of having features that make it a favored platform of sexual criminals targeting children, in a lawsuit filed by New Mexico against its parent company, Snap Inc.

An undercover investigation by the state found Snapchat has crafted “an environment where predators can easily target children through sextortion schemes and other forms of sexual abuse,” Attorney General Raúl Torrez said in a news release.

In a statement responding to the New Mexico case, Snap said the app was designed “as a place to communicate with a close circle of friends, with built-in safety guardrails,” and it said there were “deliberate design choices to make it difficult for strangers to discover minors on our service.”

“We continue to evolve our safety mechanisms and policies, from leveraging advanced technology to detect and block certain activity, to prohibiting friending from suspicious accounts, to working alongside law enforcement and government agencies, among so much more,” the company said, adding that it continued to work with “industry, government, and law enforcement to exchange information and concept stronger defenses.”



Read the original article

Leave your vote

CBS News

New details on 15-year-old accused of killing parents, 3 siblings

Avatar

Published

on


New details on 15-year-old accused of killing parents, 3 siblings – CBS News


Watch CBS News



A 15-year-old boy from Fall City, Washington, is suspected of killing his parents and three of his siblings. More details about the alleged crimes are emerging through court documents. CBS News Carter Evans has the latest.

Be the first to know

Get browser notifications for breaking news, live events, and exclusive reporting.




Read the original article

Leave your vote

Continue Reading

CBS News

Oct 25: CBS News 24/7, 1pm ET

Avatar

Published

on


Oct 25: CBS News 24/7, 1pm ET – CBS News


Watch CBS News



Trump campaigns in Texas to reinforce message on immigration and border security; Biden apologizes for federal government’s role in Indian boarding schools.

Be the first to know

Get browser notifications for breaking news, live events, and exclusive reporting.




Read the original article

Leave your vote

Continue Reading

CBS News

How much does a $30,000 HELOC cost monthly now that rates are falling?

Avatar

Published

on


gettyimages-587198616.jpg
HELOC payments could soon drop as additional interest rate cuts are issued.

Getty Images


If you’re looking for an inexpensive way to access a large sum of money right now, you’d be hard-pressed to find a better alternative than a home equity line of credit (HELOC)

Compared to personal loans and credit cards, HELOC interest rates are many points lower (the average credit card rate now is nearly triple what a HELOC rate is). Unlike some other borrowing options, home equity loans and HELOCs also provide access to a substantial amount of funding. Right now, the average homeowner has around $330,000 worth of equity to tap into. And HELOC interest rates are variable, meaning that they’re well-positioned to decline as additional interest rate cuts are issued.

So, if you’re thinking a HELOC is your best way to access extra financing currently, you’re likely not wrong. To confirm this speculation, however, it’s critical to carefully calculate your potential monthly costs. No matter whether you’re looking to borrow $100,000 with a HELOC or just $30,000, you must understand your payments. But, how much does a $30,000 HELOC cost monthly now that rates are falling? That’s what we’ll calculate below.

See how low of a HELOC interest rate you could secure here.

How much does a $30,000 HELOC cost monthly now that rates are falling?

When calculating HELOC monthly payments it’s important to remember that these are just estimates. After all, variable interest rates are exactly that – variable. For HELOCs, borrowers can expect them to change monthly. But while that may have been an issue in recent years as rate hikes were continuous, it’s a timely benefit now in the face of what may be an extended rate-cutting campaign. Here, then, is what a $30,000 HELOC could cost monthly now, tied to two common repayment periods and the assumption that the rate will remain static:

  • 10-year HELOC at 8.69%: $375.01 per month
  • 15-year HELOC at 8.69%: $298.77 per month

So while you’ll save more each month by going with the longer option, you’ll pay more in interest to do so. But remember that these payments are only approximated. Here, then, is what they could become if rates fall by 25 basis points in November:

  • 10-year HELOC at 8.44%: $371.00 per month
  • 15-year HELOC at 8.44%: $294.37 per month 

That noted, HELOC interest rates are unlikely to fall by the same precise amount that the federal funds rate does. So calculate on the assumption that it does, but understand that they don’t move by the same amount each month.

Get started with a low-rate HELOC online now.

Don’t forget about your credit score

Remember that the interest rates you see listed on lender websites are as low as they are on the assumption that borrowers are qualified – meaning that they have a high credit score and clean credit background. If you don’t have both, you won’t be eligible for the above rates and may have to pay significantly more, depending on your financial circumstances. If you have a low score – and can afford to delay the needs you were planning to cover with a HELOC – it may be worth improving your credit before applying. So, don’t apply for other credit in the interim, pay down (or off) all of your current debts and make sure to pay your current monthly payments on time (or, preferably, early).

The bottom line

A $30,000 HELOC comes with monthly payments between $299 and $375, approximately, right now. But those rates will change over the life of the line of credit. And you won’t be eligible for the best rates and terms if you don’t have a good credit score, so make sure to check that before applying. Finally, remember that your home is collateral in any home equity borrowing exchange, therefore it’s critical that you withdraw only an amount that you can afford to pay back or you’ll risk losing your home in the process.



Read the original article

Leave your vote

Continue Reading

Copyright © 2024 Breaking MN

Log In

Forgot password?

Forgot password?

Enter your account data and we will send you a link to reset your password.

Your password reset link appears to be invalid or expired.

Log in

Privacy Policy

Add to Collection

No Collections

Here you'll find all collections you've created before.