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Missing college student’s debit card found along Nashville river; police share new video

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As the search for a college student missing in Nashville continues into its second week, authorities are sharing new clues with the hope of learning more about what may have happened to 22-year-old Riley Strain the night he disappeared. 

First, his debit card was found Sunday on an embankment of the Cumberland River, which runs through the downtown area where he was last seen on Friday, March 8. Then, on Monday, Nashville police shared body camera footage taken by an officer who briefly interacted with Strain that night, in the same general area.

Strain’s bank card was found Sunday afternoon along a section of the embankment between Gay Street and the river, Nashville police said in an update posted to social media. Strain had previously been seen in surveillance footage crossing an intersection from 1st Avenue onto Gay Street around 9:50 p.m. ET on the night of his disappearance, after being ordered to leave a bar several blocks from there some 15 minutes earlier. 

Police detectives, helicopters and boat crews have been searching that area, including the riverbank, for the better part of 10 days. They had not found any signs of Strain or his belongings before the bank card was discovered, but another video clip released on Monday seemed to corroborate, at least, that he was physically there that night. 

Police body camera footage showed Strain walking alone along a portion of Gay Street that runs parallel to the Cumberland River near the Woodland Street Bridge, Nashville police said in a social media post with the video clip. It was recorded by Nashville officer Reginald Young, who was at that location on a burglary call and remained there for about 45 minutes. The police department did not specify what time it was when Young interacted with Strain, who was walking past him, although they noted in a subsequent social media update that “no video has been discovered that shows Riley away from Gay St after the 9:52 p.m. timeframe.”

Strain greets Young first in the footage. The officer then replies and asks, “How are you doing, sir?” 

“I’m good, how are you?” Strain replies, before continuing to walk past. The exchange is fleeting, and Strain does not turn to look at Young in the video.

Nashville police said they have not found any evidence suggesting foul play was involved in Strain’s disappearance. His parents traveled from Springfield, Missouri, to Nashville after he went missing and “received a full briefing on the work being done” to find him when they met with detectives on Sunday evening, the department said.

Strain is from Missouri and studies at Mizzou, the state university in Columbia. Now in his senior year, he had traveled to Nashville for the weekend with some of his fraternity brothers and booked a downtown hotel not far from the bar where he and his friends were out drinking just before he vanished. 

The bar, Luke’s 32 Bridge, is owned by the country music artist Luke Bryan. After the Tennessee Alcoholic Beverage Commission announced that it would investigate whether Strain had been “overserved” at the bar, its management company said in a joint statement with Bryan over the weekend that their records show the college student only purchased one alcoholic drink and two waters while he was there. Security at Luke’s 32 Bridge ultimately escorted Strain out the bar at 9:35 p.m., according to the statement, which called the order for him to leave “a decision based on our conduct standards.”

One of Strain’s friends reported him missing about four hours after he was escorted from the bar. Attempts to determine Strain’s whereabouts using Snapchat’s location feature were not successful, and police said they are still working to learn more from his cell phone records. They said earlier in the investigation that his phone last pinged near a cell tower less than two miles from Luke’s 32 Bridge.

Strain is 6 feet 5 inches tall, with blue eyes and light brown hair, and police as well as his friends, family and community members now involved in the search have shared multiple photos of him along with descriptions. Video footage of him taken the night of March 8 showed Strain wearing denim pants and a brown button-up shirt with dark short sleeves and a matching dark front pocket.





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Houston mayor provides Beryl flooding update, says 2 million without power

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Houston mayor provides Beryl flooding update, says 2 million without power – CBS News


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Houston Mayor John Whitmire called on residents to shelter in place as Tropical Storm Beryl causes flooding and power outages. Whitmire said about two million people are without power in the region, including 700,000 in Houston.

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4 signs credit card debt forgiveness may not work for you

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Credit card debt forgiveness is a viable option for many – but it’s not for everyone. 

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If you’re tired of making monthly credit card payments only to see minimal reductions in your balances then you may be looking into debt relief options. Credit card debt forgiveness is one to consider. 

Debt forgiveness companies aim to help you save money and get out of debt faster through negotiations. If those negotiations are successful, your credit card companies may forgive a percentage of your balances, which could provide the relief you’re looking for. 

But, like all debt relief options, credit card debt forgiveness isn’t a one-size-fits-all solution. So, what are some signs that credit card debt forgiveness may not work for you? That’s what we will detail below.

Let a debt relief expert help you put your credit card debt behind you now

4 signs credit card debt forgiveness may not work for you

While credit card debt forgiveness programs are a good fit for some borrowers, they aren’t perfect for everyone. Here are a few signs that credit card debt forgiveness may not work for you: 

You always make your payments on time

Credit card debt forgiveness is typically designed for borrowers who can’t consistently make minimum payments. So, if you make your credit card payments on time, every time, that may be a sign that these programs aren’t a good fit for you. 

There are a wide range of debt relief options. And, credit card debt forgiveness is a more extreme option that can come with more significant repercussions than others. So, if you can afford to make your monthly payments on time – even if it’s not always comfortable – other debt relief solutions may be a better fit. 

Find alternatives to credit card debt settlement here

You don’t have enough credit card debt

Most credit card debt forgiveness companies require minimum debt amounts to qualify for their services. For example, you’ll need at least $10,000 in credit card debt to qualify for the services Accredited Debt Relief provides and Freedom Debt Relief and National Debt Relief both impose $7,500 minimums. If you have under $7,500 in credit card debt, you may be hard-pressed to find a service provider to work with. 

You already have a judgment

If you forego payments to your credit card companies for too long, they may sue you for the money you owe. And, if your credit card companies sell your debt to a debt collector, that collector may take you to court, too. 

If you lose the case, your credit card companies, or the debt collectors they’ve sold your debt to, may win judgments against you. Those judgments can give them leverage, making them less likely to negotiate what you owe. While you may be able to settle a debt following a judgment against you, doing so may be more difficult. So, if you already have one or more judgments against you and can’t afford to pay the debt back, bankruptcy may be a better option. 

You’re considering a large purchase

Credit card debt forgiveness may not be your best debt relief option if you want to make a large purchase, like a home or car. That’s because these solutions can harm your credit score, making it difficult to access new loans. 

“Asking for payment relief or debt forgiveness should be given serious consideration prior to taking action,” explains Michael Broughton, founder and CEO of the credit-building app, ALTRO. “Once you request a change to terms or a lower payment, your credit could be impacted and the chances that you will be able to get loans for other, unrelated items can be severely diminished.”

The bottom line

Credit card debt forgiveness is a fitting solution for many people – especially if they can’t afford their minimum payments. But, it’s not the best fit for everyone. You may want to consider other options if you always make your payments on time, don’t have enough credit card debt, already have judgments against you or you’re in the market for a large purchase. Chat with an expert about your debt relief options now



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Beryl floods parts of Texas, high winds cause damage and power outages

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Beryl floods parts of Texas, high winds cause damage and power outages – CBS News


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Beryl made landfall just south of Houston, Texas, as a Category 1 hurricane before weakening into a tropical storm Monday. CBS News Dallas chief meteorologist Scott Padgett breaks down the forecast for North Texas and CBS News San Francisco meteorologist Zoe Mintz has more on what’s ahead for Beryl. Also, CBS news’ Omar Villafranca and Janet Shamlian report from Galveston and Sugar Land, cities battered by the storm.

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