CBS News
Biden could be left off Ohio ballot in November, state election office says
![](https://assets2.cbsnewsstatic.com/hub/i/r/2024/04/08/d79ee52b-ca39-4012-9742-1c3e56b6ffa7/thumbnail/1200x630/a2d408f3bd246ba1de4d67710d075d3d/gettyimages-2089846786.jpg?v=95af720165ffeea582866d60dd9b1b18)
President Joe Biden could be left off the ballot in Ohio in November, unless the GOP-led state legislature makes an exception to Ohio’s ballot deadline or the Democratic Party moves up its nominating convention, according to the Ohio secretary of state’s office.
Ohio set a deadline of Aug. 7 to certify presidential candidates for the general election, almost two weeks before the Democratic National Convention, where Mr. Biden is expected to be formally nominated by his party to run against presumptive GOP nominee former President Donald Trump. It is unlikely that the party would shift the date of the convention.
In a letter to state Democratic Party Chair Liz Walters last week, Paul DiSantis, the chief legal counsel for GOP Ohio Secretary of State Frank LaRose, said Ohio law requires that presidential candidates be certified 90 days before this year’s general election, which takes place on Nov. 5.
“The Democratic National Convention is scheduled to convene on August 19, 2024, which occurs more than a week after the August 7 deadline to certify a presidential candidate to this office,” DiSantis wrote. “Therefore, pending further clarification, I am left to conclude that the Democratic National Committee must either move up its nominating convention or the Ohio General Assembly must act by May 9, 2024 (90 days prior to a new law’s effective date) to create an exception to this statutory requirement.”
“Please contact me as soon as possible with any information that can assure this office of timely compliance with Ohio law,” DiSantis wrote.
The Biden campaign said over the weekend that it does not expect the statute to keep the president off the ballot.
“We’re monitoring the situation in Ohio, and we’re confident that Joe Biden will be on the ballot in all 50 states,” the campaign said in a statement.
A similar situation occurred before the 2020 presidential election, too. Both the Republican and Democratic conventions were scheduled outside the deadline window, so Ohio lawmakers approved changing the cutoff to 60 days — but only for that election.
The Ohio Democratic Party confirmed it has received the letter and is reviewing it.
Trump won Ohio in 2016 and also in 2020, when he lost to Mr. Biden, becoming the first losing presidential candidate Ohio had supported since it sided with Richard Nixon over John F. Kennedy in 1960.
Aaron Navarro contributed to this report.
CBS News
Houston mayor provides Beryl flooding update, says 2 million without power
![](https://assets3.cbsnewsstatic.com/hub/i/r/2024/07/08/dc3f5c17-af31-4e5d-8563-ef1803a0ce66/thumbnail/1200x630/362265b8840d6aa4635169ca74f74ff1/cbsn-fusion-houston-mayor-provides-beryl-flooding-update-says-2-million-without-power-thumbnail.jpg?v=2287029998c5246c93d6dd038eb30603)
Watch CBS News
Be the first to know
Get browser notifications for breaking news, live events, and exclusive reporting.
CBS News
4 signs credit card debt forgiveness may not work for you
![](https://assets1.cbsnewsstatic.com/hub/i/r/2024/07/08/de71a639-b69d-45fb-b2ea-a6c1a471523f/thumbnail/1200x630/cde9d01934b8ede73ddc56158ba1a4d8/gettyimages-2153352354.jpg?v=2287029998c5246c93d6dd038eb30603)
nui/Getty Images
If you’re tired of making monthly credit card payments only to see minimal reductions in your balances then you may be looking into debt relief options. Credit card debt forgiveness is one to consider.
Debt forgiveness companies aim to help you save money and get out of debt faster through negotiations. If those negotiations are successful, your credit card companies may forgive a percentage of your balances, which could provide the relief you’re looking for.
But, like all debt relief options, credit card debt forgiveness isn’t a one-size-fits-all solution. So, what are some signs that credit card debt forgiveness may not work for you? That’s what we will detail below.
Let a debt relief expert help you put your credit card debt behind you now.
4 signs credit card debt forgiveness may not work for you
While credit card debt forgiveness programs are a good fit for some borrowers, they aren’t perfect for everyone. Here are a few signs that credit card debt forgiveness may not work for you:
You always make your payments on time
Credit card debt forgiveness is typically designed for borrowers who can’t consistently make minimum payments. So, if you make your credit card payments on time, every time, that may be a sign that these programs aren’t a good fit for you.
There are a wide range of debt relief options. And, credit card debt forgiveness is a more extreme option that can come with more significant repercussions than others. So, if you can afford to make your monthly payments on time – even if it’s not always comfortable – other debt relief solutions may be a better fit.
Find alternatives to credit card debt settlement here.
You don’t have enough credit card debt
Most credit card debt forgiveness companies require minimum debt amounts to qualify for their services. For example, you’ll need at least $10,000 in credit card debt to qualify for the services Accredited Debt Relief provides and Freedom Debt Relief and National Debt Relief both impose $7,500 minimums. If you have under $7,500 in credit card debt, you may be hard-pressed to find a service provider to work with.
You already have a judgment
If you forego payments to your credit card companies for too long, they may sue you for the money you owe. And, if your credit card companies sell your debt to a debt collector, that collector may take you to court, too.
If you lose the case, your credit card companies, or the debt collectors they’ve sold your debt to, may win judgments against you. Those judgments can give them leverage, making them less likely to negotiate what you owe. While you may be able to settle a debt following a judgment against you, doing so may be more difficult. So, if you already have one or more judgments against you and can’t afford to pay the debt back, bankruptcy may be a better option.
You’re considering a large purchase
Credit card debt forgiveness may not be your best debt relief option if you want to make a large purchase, like a home or car. That’s because these solutions can harm your credit score, making it difficult to access new loans.
“Asking for payment relief or debt forgiveness should be given serious consideration prior to taking action,” explains Michael Broughton, founder and CEO of the credit-building app, ALTRO. “Once you request a change to terms or a lower payment, your credit could be impacted and the chances that you will be able to get loans for other, unrelated items can be severely diminished.”
The bottom line
Credit card debt forgiveness is a fitting solution for many people – especially if they can’t afford their minimum payments. But, it’s not the best fit for everyone. You may want to consider other options if you always make your payments on time, don’t have enough credit card debt, already have judgments against you or you’re in the market for a large purchase. Chat with an expert about your debt relief options now.
CBS News
Beryl floods parts of Texas, high winds cause damage and power outages
![](https://assets3.cbsnewsstatic.com/hub/i/r/2024/07/08/26971da6-3d42-45bf-bbe5-6304a54c6bbc/thumbnail/1200x630/d95ec0a62bf8cfb2226c98161ca90cc4/cbsn-fusion-beryl-hits-houston-with-flooding-high-winds-thumbnail.jpg?v=2287029998c5246c93d6dd038eb30603)
Watch CBS News
Be the first to know
Get browser notifications for breaking news, live events, and exclusive reporting.