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10 AARP benefits all seniors should know
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As we transition into retirement and our senior years, our needs and priorities will typically experience a significant shift — as will the challenges we face, from healthcare concerns to financial planning, social engagement and maintaining independence. That’s why, during this phase of life, it’s crucial to find the right resources and support systems to help navigate these new circumstances.
Recognizing the unique needs of older adults, numerous organizations have emerged to cater specifically to seniors. These groups offer various services, from advocacy and education to discounts and social opportunities. Among these organizations, though, one name stands out: AARP.
AARP is a nonprofit, nonpartisan organization dedicated to empowering Americans 50 and older to choose how they live as they age. But while AARP’s name recognition is widespread, many seniors — and even some long-time members — may not be fully aware of the extensive range of benefits and services the organization offers. So, if you’re a senior who’s been wondering what AARP can offer you, it helps to know some key membership benefits.
Find out how an AARP membership could benefit you here.
10 AARP benefits all seniors should know
There are a few different benefits that seniors can access by joining AARP, including:
Insurance options
Having access to affordable insurance options becomes crucial during your senior years. And, that’s one area where AARP shines. AARP offers a variety of insurance options tailored to seniors’ needs, including supplemental health insurance, dental and vision coverage, life insurance, long-term care insurance and auto insurance. These insurance options are geared toward providing coverage for conditions that become more common with age, helping seniors maintain comprehensive protection without excessive financial burden.
Explore the many perks that come with joining AARP during your senior years.
Healthcare savings
Many seniors live on fixed incomes, making healthcare expenses a significant concern. But members of AARP can access significant discounts on prescription drugs, hearing aids and vision care, including glasses and contact lenses. These savings can be imperative for seniors living on fixed incomes, as healthcare expenses can be a major concern. And, by reducing the cost of essential health-related items, AARP helps seniors maintain their health and well-being without costing too much.
Travel benefits
Retirement often means more time for travel, but doing so can be expensive. To help, AARP provides travel-related discounts on hotels, rental cars and cruises, as well as a roadside assistance program and travel planning resources. These perks are particularly valuable for retirees, who typically have more time to travel but may be conscious of the related expenses. For example, these discounts can make it more affordable for seniors to explore new places and visit loved ones or offer peace of mind for those who enjoy road trips.
Financial services
Financial security is often a top concern for seniors. AARP members can ensure that their finances are in check by taking advantage of member perks like free financial health check-ups, identity theft protection services, unique credit card options with cashback rewards and discounts on tax preparation services.
These offerings are beneficial because they help seniors address the financial security concerns many will face during that point in their lives. These services can, for example, help members manage their money more effectively and protect their assets, with identity theft protection being particularly valuable as seniors may be targeted by scammers.
Technology assistance
In an increasingly digital world, staying connected is vital — and that’s equally true for seniors. AARP can help provide that with access to tech support for computers, smartphones and other devices, as well as online learning resources for improving digital skills. This support can be invaluable because it lets seniors navigate new technologies, enabling them to stay in touch with family, access online services and feel more confident in their tech abilities, all of which is crucial for maintaining independence and connectivity.
Entertainment, shopping and dining discounts
AARP members can take advantage of the discounts offered at restaurants and at movie theaters or other entertainment venues. These benefits encourage seniors to stay socially active and engaged, which is crucial for mental health and overall well-being. And, by making outings and cultural experiences more affordable, AARP helps seniors maintain an active and fulfilling lifestyle.
Another benefit that AARP offers is savings at various retailers, both in-store and online, including discounts on groceries and everyday items. These discounts help seniors stretch fixed incomes further, allowing them to maintain their quality of life and afford both necessities and small luxuries. This can make a significant difference in seniors’ day-to-day lives and overall financial comfort.
Legal services
Members of AARP also have access to free or discounted legal advice and assistance with estate planning and will preparation. Legal services can be prohibitively expensive, so these benefits make it easier for seniors to handle important legal matters, ensuring their wishes are properly documented and their rights are protected.
Education and career resources
Many seniors choose to work part-time or start new careers in retirement to earn some extra money. AARP can also help in this area. For example, the organization provides access to job boards specializing in age-friendly employers, online courses and skills training and resume review services. Taking advantage of these resources can, in turn, help seniors stay competitive in the job market and find fulfilling work opportunities, which can be financially and personally rewarding.
Fitness and wellness resources
Staying active is crucial for maintaining health and independence as we age, and it can be easier for AARP members to do that, as membership offers them access to gym membership discounts and wellness programs and resources. These perks make it more affordable for seniors to prioritize their physical and mental well-being, encouraging a healthier and more active lifestyle.
Home and auto services
Seniors can also get discounts through AARP on home security systems, moving services and storage and even auto repair discounts. These services address some common needs of seniors, from ensuring home safety to managing moves and maintaining vehicles, often at reduced costs. These benefits can be particularly helpful for seniors who are looking to age in place or those transitioning to new living arrangements.
The bottom line
An AARP membership can offer big benefits to seniors — including, but not limited to, the ones outlined above. So, if you’re a senior who’s been on the fence about joining, it can be a smart move to make between the discounts, the resources and the other perks an AARP membership offers.
The mother of the embattled hip-hop mogul Sean “Diddy” Combs released a statement Sunday defending her son against the criminal charges and multiple allegations of sexual misconduct he is currently facing while in federal custody in New York.
Combs, 54, has been detained at the Metropolitan Detention Center in Brooklyn since pleading not guilty on Sept. 17 to federal charges of sex trafficking, racketeering conspiracy and transportation to engage in prostitution.
In a statement released through her lawyers, Janice Smalls Combs says it has been “unbearable” to witness “what seems to be like a public lynching of my son before he has had the opportunity to prove his innocence.”
She then mentions that her son “has made mistakes in his past” and refers to an episode caught on security video that appeared to show Combs attacking singer Cassie, his former girlfriend, in a Los Angeles hotel hallway in 2016. In May, Combs apologized for the incident, saying his behavior was “inexcusable” and that he took “full responsibility” for his actions.
In November, Cassie, whose legal name is Casandra Ventura, filed a lawsuit accusing Combs of rape and abuse during their relationship; he denied the accusations. They reached a settlement the following day.
The indictment against Combs refers to the incident caught by the hotel security cameras. According to the indictment, Combs attempted to bribe a hotel security staff member who intervened in the incident to keep them quiet.
“My son may not have been entirely truthful about certain things, such as denying he has ever gotten violent with an ex-girlfriend when the hotel’s surveillance showed otherwise,” Janice Smalls Combs says in the statement. “Sometimes, the truth and a lie become so closely intertwined that it becomes terrifying to admit one part of the story, especially when that truth is outside the norm or is too complicated to be believed. This is why I believe my son’s civil legal team opted to settle the ex-girlfriend’s lawsuit instead of contesting it until the end, resulting in a ricochet effect as the federal government used this decision against my son by interpreting it as an admission of guilt.”
She adds that it has been “agonizing” to see people joke about her son’s situation “over lies and misconceptions.”
At the end of the statement, she asks fans and the public “to not judge him before you’ve had the chance to hear his side.”
“My son is not the monster they have painted him to be,” she says. “I can only pray that I am alive to see him speak his truth and be vindicated.”
In the indictment, prosecutors allege that since 2008 Combs has been part of a criminal organization that engaged in or attempted to engage in sex trafficking, forced labor, kidnapping, arson, bribery, obstruction of justice and other offenses.
Prosecutors accused Combs of using his business empire as a criminal enterprise to conceal his alleged abuse of women at events Combs referred to as “Freak Offs.”
“The ‘Freak Offs’ sometimes lasted days at a time, involved multiple commercial sex workers and often involved a variety of narcotics, such as ketamine, ecstasy and GHB, which Combs distributed to the victims to keep them obedient and compliant,” U.S. Attorney Damian Williams, of the Southern District of New York, told reporters when the indictment was unsealed.
On Oct. 1, Texas attorney Tony Buzbee said he was representing 120 accusers who have come forward with new sexual misconduct allegations against Combs. Buzbee said he expects lawsuits to be filed within the next month. Buzbee described the victims as 60 males and 60 females, and that 25 were minors at the time of the alleged misconduct.
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After days of uncertainty, the Federal Aviation Administration announced Sunday that SpaceX had been cleared to press ahead with the planned Monday launch of the European Space Agency’s $398 million Hera asteroid probe, stormy weather permitting.
With forecasters calling for an 85% chance of thick clouds and showers that would trigger a delay, Hera’s launch atop a Falcon 9 rocket from pad 40 at the Cape Canaveral Space Force Station is targeted for 10:52 a.m. EDT Monday. The forecast is 75% “no-go” if launch is delayed to Tuesday.
“The last hurdle is the weather. So, please, please, I need you to do something about it!” Hera project manager Ian Carnelli joked with reporters Sunday. “It’s the only thing I really cannot control. … It looks like we have some opening around the time of launch, but it’s really impossible to say at the moment.”
ESA
Hurricane Milton, meanwhile, poses threats throughout the week as the cyclone is expected to cross the Florida peninsula Wednesday and move out over the Atlantic Ocean near Florida’s Space Coast.
Launch of NASA’s $5.2 billion Europa Clipper mission, which had been planned for Thursday from the Kennedy Space Center, has been put on hold pending passage of the storm.
“The safety of launch team personnel is our highest priority, and all precautions will be taken to protect the Europa Clipper spacecraft,” said Tim Dunn, a senior launch director with NASA’s Launch Services Program.
“Once we have the ‘all-clear’ followed by facility assessment and any recovery actions, we will determine the next launch opportunity.”
Likewise, the return to Earth of three astronauts and a Russian cosmonaut aboard a SpaceX Crew Dragon ferry ship has been delayed by predicted bad weather.
Crew 8 commander Matthew Dominick, Mike Barratt, Jeanette Epps and cosmonaut Alexander Grebenkin, launched to the International Space Station last March. They had planned to undock Monday, returning to Earth to close out a 217-day mission.
National Weather Service
But NASA announced Sunday their departure would be delayed to at least Thursday because of expected bad weather. Crew Dragon ferry ships require calm winds and seas in the Gulf of Mexico or the Atlantic Ocean to permit a safe splashdown.
As for the Falcon 9, the FAA clearance only applied to the Hera launch while the agency continues overseeing an investigation into what caused a Falcon 9 second stage to malfunction Sept. 28 and miss its targeted re-entry point into Earth’s atmosphere over the Pacific Ocean.
SpaceX routinely sends spent second stages into the atmosphere for destructive breakups at the end of their missions to prevent possible collisions or other problems that might add to the space debris already in low-Earth orbit.
The FAA wants to make sure the problem is understood and corrected so future re-entries are carried out as planned, ensuring any debris that survives re-entry heating will splash down harmlessly in targeted ocean impact “footprints,” well away from shipping lanes and populated areas.
The second stage being used for the Hera mission will boost the space probe into deep space, using all of its propellant in the process. It will not return to Earth, so a malfunction, should one occur, would pose no safety threat.
“The FAA has determined that the absence of a second stage reentry for this mission adequately mitigates the primary risk to the public in the event of a reoccurrance of the mishap experienced with the Crew-9 mission,” the agency said in a statement, referring to the most recent Falcon 9 flight.
NASA
“Safety will drive the timeline for the FAA to complete its review of SpaceX’s Crew-9 mishap investigation report and when the agency will authorize Falcon 9 to return to regular operations,” the statement concluded.
The FAA did not address plans to launch the Europa Clipper atop a Falcon Heavy rocket Thursday for its long-awaited mission to Jupiter and its ice-covered moon Europa.
Like the Hera mission, the Clipper’s upper stage, the same one used for all Falcon-family rockets, will not return to Earth. Instead, it will burn all of its propellants to accelerate the probe to an Earth-escape velocity of 25,000 mph.
But FAA clearance to proceed, assuming it comes in time, likely will be a moot point, at least in the near term. It is unlikely the Clipper and its Falcon Heavy rocket will be moved to the Kennedy Space Center launch pad until after Milton has passed through the area.
