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Is joining AARP worth it? 5 reasons it may be

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Between the benefits, discounts and resources it offers, an AARP membership can make sense for seniors.

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As we age, our needs and priorities often shift dramatically. Financial considerations take on new dimensions as retirement looms, with concerns about savings, Social Security and healthcare costs moving to the forefront. Seniors’ health needs also evolve to put a greater focus on preventive care, managing chronic conditions and maintaining independence.

These and other distinct senior needs have given rise to organizations focused on serving the senior population, like AARP, a nonprofit, nonpartisan organization dedicated to empowering Americans 50 and older. This organization is well-known for offering a wide range of services and benefits designed to address the unique concerns of seniors. 

But AARP is just one option out of many senior-focused organizations, and those who are considering membership may be wondering whether AARP is worth joining. If you’re one of them, it helps to know why an AARP membership may be worth it for you.

Discover the many benefits an AARP membership can offer you.

Is joining AARP worth it? 5 reasons it may be

There are a few reasons why an AARP membership could be valuable in the current environment, including:

AARP offers big discounts tailored to its members

One of the main benefits AARP offers is a wide array of discounts tailored to seniors’ unique needs and lifestyles. For example, AARP offers discounts on home office equipment and ergonomic furniture, which can be particularly beneficial for older workers who may be transitioning to home-based work or starting encore careers.

AARP offers many other types of discounts, too, including health and wellness discounts. Through AARP, members can access reduced rates on gym memberships, fitness trackers and even telemedicine services — all of which may be crucial for staying healthy during your senior years.

And, travel discounts have been, and remain, a cornerstone of AARP benefits. In addition to traditional hotel and car rental discounts, AARP members can take advantage of deals on vacation rentals, adventure travel packages or even RV rentals.

Explore how an AARP membership can help you better navigate your senior years.

Membership comes with access to financial services

AARP membership also offers access to a wide range of financial services, which include access to financial planning tools, investment guidance and educational resources that are tailored to the unique challenges faced by those in their 50s and beyond. These services can be particularly beneficial for seniors navigating the complexities of retirement planning, estate management and financial security in later life.

One key offering is AARP’s partnership with financial institutions to provide members access to high-yield savings accounts and certificates of deposit (CDs) with competitive rates. For seniors living on fixed incomes or looking to maximize their savings, these options can help preserve and potentially grow their savings.

AARP also provides free access to retirement calculators and financial planning tools. These resources can help seniors assess their current financial situation, estimate future expenses and adjust their strategies accordingly. This is especially crucial for those approaching retirement or in the early stages of their post-work life.

The organization also provides educational resources on topics like Social Security optimization, Medicare planning and long-term care insurance. These subjects can be dauntingly complex and AARP’s guidance can help seniors make informed decisions that significantly impact their financial well-being.

Seniors are offered career resources through AARP

Membership also comes with access to AARP’s career services, which are designed to address the unique challenges and opportunities faced by older workers. These resources can be particularly valuable for seniors who want to continue working or re-enter the workforce after retirement — or for those who need to find ways to supplement their incomes.

One key offering is AARP’s job board, which features listings from employers who have committed to age-diverse hiring practices. This can be crucial for older job seekers who may face age discrimination in their search. 

For those considering entrepreneurship, AARP offers resources on starting and running a small business. This includes guidance on writing business plans, securing funding and leveraging technology for business growth, all tailored to the unique perspectives and challenges of older entrepreneurs.

The organization also offers a range of other career-related resources, like virtual career fairs and webinars and articles on navigating the modern job search process. These resources can help seniors adapt to current job search practices that may have changed significantly since they last sought employment.

Members can access healthcare resources and guidance

Navigating the healthcare system can be daunting, especially as one approaches Medicare eligibility. And, AARP has positioned itself as a valuable resource in this area, offering members comprehensive information and guidance on Medicare, supplemental insurance and long-term care options.

But guidance isn’t the only healthcare-related benefit that comes with membership. AARP’s Medicare Supplement insurance plans can also provide additional coverage to help seniors manage out-of-pocket expenses. While these plans are available to non-members as well, AARP members often receive preferred rates.

Members can also access tools to help estimate healthcare costs in retirement, understand their options for long-term care and make informed decisions about their health coverage. In an era where healthcare expenses can quickly derail retirement plans, this guidance can be invaluable.

The organization advocates for issues affecting older Americans

While not a tangible benefit like discounts or services, AARP’s advocacy efforts represent a significant reason to consider membership. After all, AARP lobbies for policies that benefit older Americans across a wide range of issues, including healthcare reform, retirement security and protection against fraud and financial abuse. 

The organization also advocates for issues like support for family caregivers, expansion of high-speed internet access in rural areas and policies to make communities more livable for people of all ages. So by joining AARP, seniors lend their support to these advocacy efforts, potentially influencing policies that could have a direct impact on their lives and the lives of future generations.

The bottom line

From modernized discounts and career resources to financial guidance and healthcare support, AARP provides a range of benefits that can be particularly valuable for adults navigating the complexities of life after 50. But when it comes to determining whether an AARP membership makes sense for you, it could help to consider your needs and how AARP’s benefits align with your personal and financial goals. What you may find is that the combination of practical benefits and broader advocacy efforts by AARP make the cost of membership a worthwhile investment.



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Tajikistan nationals with alleged ISIS ties removed in immigration proceedings, U.S. officials say

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When federal agents arrested eight Tajikistan nationals with alleged ties to the Islamic State terror group on immigration charges back in June, U.S. officials reasoned that coordinated raids in Los Angeles, New York and Philadelphia would prove the fastest way to disrupt a potential terrorist plot in its earliest stages. Four months later, after being detained in Immigration and Customs Enforcement (ICE) facilities, three of the men have already been returned to Tajikistan and Russia, U.S. officials tell CBS News, following removals by immigration court judges. 

Four more Tajik nationals – also held in ICE detention facilities – are awaiting removal flights to Central Asia, and U.S. officials anticipate they’ll be returned in the coming few weeks. Only one of the arrested men still awaits his legal proceeding, following a medical issue, though U.S. officials speaking on the condition of anonymity to discuss the sensitive proceedings indicated that he remains detained and is likely to face a similar outcome. 

The men face no additional charges – including terrorism-related offenses – with the decision to immediately arrest and remove them through deportation proceedings, rather than orchestrate a hard-fought terrorism trial in Article III courts, born out of a pressing short-term concern about public safety. 

Soon after the eight foreign nationals crossed into the United States, the FBI learned of the potential ties to the Islamic State, CBS News previously reported. The FBI identified early-stage terrorist plotting, triggering their immediate arrests, in part, through a wiretap after the individuals had already been vetted by U.S. Customs and Border Protection, law enforcement sources confirmed to CBS News in June. 

Several months later, their removals following immigration proceedings mark a departure from the post-9/11 intelligence-sharing architecture of the U.S. government. 

Now facing a more diverse migrant population at the U.S.-Mexico border, a new effort is underway by the Department of Homeland Security, Department of Justice and the Intelligence Community to normalize the direct sharing of classified information – including some marked top-secret – with U.S. immigration judges. 

The more routine intelligence sharing with immigration judges is aimed at allowing U.S. immigration courts to more regularly incorporate derogatory information into their decisions. The endeavor has led to the creation of more safes and sensitive compartmented information facilities – also known as SCIFs – to help facilitate the sharing of classified materials. Once considered a last resort for the department, Secretary Alejandro Mayorkas has sought to use immigration tools, in recent months, to mitigate and disrupt threat activity.

The immigration raids, back in June, underscore the spate of terrorism concerns from the U.S. government this year, as national security agencies point to a system now blinking red in the aftermath of the Oct. 7 attacks by Hamas on Israel, with emerging terrorism hot spots in Central Asia. 

A joint intelligence bulletin released this month, and obtained by CBS News, warns that foreign terrorist organizations have exploited the attack nearly one year ago and its aftermath to try to recruit radicalized followers, creating media that compares the October 7 and 9/11 attacks and encouraging “lone attackers to use simple tactics like firearms, knives, Molotov cocktails, and vehicle ramming against Western targets in retaliation for deaths in Gaza.”

In May, ICE arrested an Uzbek man in Baltimore with alleged ISIS ties after he had been living inside the U.S. for more than two years, NBC News first reported. 

In the past year, Tajik nationals have engaged in foiled terrorism plots in Russia, Iran and Turkey, as well as Europe, with several Tajik men arrested following March’s deadly attack on Crocus City Hall in Moscow that left at least 133 people dead and hundreds more injured. 

The attack has been linked to ISIS-K, or the Islamic State Khorasan Province, an off-shoot of ISIS that emerged in 2015, founded by disillusioned members of Pakistani militant groups, including Taliban fighters. In August 2021, during the U.S. military withdrawal from Afghanistan, ISIS-K launched a suicide attack in Kabul, killing 13 U.S. service members and at least 170 Afghan civilians. 

In a recent change to ICE policy, the agency now recurrently vets foreign nationals arriving from Tajikistan, Uzbekistan and other Central Asian countries, detaining them while they await removal proceedings or immigration hearings.

Only 0.007% of migrant arrivals are flagged by the FBI’s watchlist, and an even smaller number of those asylum seekers are ultimately removed. But with migrants arriving at the Southwest border from conflict zones in the Eastern Hemisphere, posing potential links to extremist or terrorist groups, the White House is now exploring ways to expedite the removal of asylum seekers viewed as a possible threat to the American public. 

“Encounters with migrants from Eastern Hemisphere countries—such as China, India, Russia, and western African countries—in FY 2024 have decreased slightly from about 10 to 9 percent of overall encounters, but remain a higher proportion of encounters than before FY 2023,” according to the Homeland Threat Assessment, a public intelligence document released earlier this month. 

A senior homeland security official told reporters in a briefing Wednesday, that the U.S. is engaged in an “ongoing effort to try to make sure that we can use every bit of available information that the U.S. government has classified and unclassified, and make sure that the best possible picture about a person seeking to enter the United States is available to frontline personnel who are encountering that person.”

Approximately 139 individuals flagged by the FBI’s terror watchlist have been encountered at the U.S.‑Mexico border through July of fiscal year 2024. That number decreased from 216 during the same timeframe in 2023. CBP encountered 283 watchlisted individuals at the U.S.-Canada border through July of fiscal year 2024, down from 375 encountered during the same timeframe in 2023.

“I think one of the features of the surge in migration over recent years is that our border personnel are encountering a much more diverse and global population of individuals trying to enter the United States or seeking to enter the United States,” a senior DHS official said. “So, at some point in the past, it might have been primarily a Western Hemisphere phenomenon. Now, our border personnel encounter individuals from around the world, from all parts of the world, to include conflict zones and other areas where individuals may have links or can support ties to extremist or terrorist organizations that we have long-standing concerns about.”

In April, FBI Director Christopher Wray warned that human smuggling operations at the southern border were trafficking in people with possible connections to terror groups.

“Looking back over my career in law enforcement, I’d be hard-pressed to think of a time when so many different threats to our public safety and national security were so elevated all at once, but that is the case as I sit here today,” Wray, told Congress in June, just days before most of the Tajik men were arrested.

The expedited return of three Tajiks to Central Asia required tremendous diplomatic communication, facilitated by the State Department, U.S. officials said.  

Returns to Central Asia routinely encounter operational and diplomatic hurdles, though regular channels for removal do exist. According to agency data, in 2023, ICE deported only four migrants to Tajikistan.

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Here Comes the Sun: Ralph Macchio and more

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Here Comes the Sun: Ralph Macchio and more – CBS News


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Actor Ralph Macchio sits down with Lee Cowan to discuss the sixth and final season of “Cobra Kai.” Then, Tracy Smith visits The Broad museum in Los Angeles to learn about Mickalene Thomas’ exhibition “All About Love.” “Here Comes the Sun” is a closer look at some of the people, places and things we bring you every week on “CBS Sunday Morning.”

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The Depraved Heart Murder – CBS News

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A surgeon is accused of drugging his girlfriend in order to control her. “48 Hours” contributor Nikki Battiste reports.

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