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Biden campaign, DNC highlight democracy, Jan. 6 in lead-up to debate

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Scenes on a moving billboard circling the site of the first 2024 presidential debate in Atlanta will feature former President Donald Trump’s 2020 phone call to Georgia’s top election official about finding enough votes to put him ahead of Joe Biden, press conferences with two Republican former officials backing Biden and citing democracy as the reason. And a campaign ad narrated by a Michigan police chief who criticizes Trump for not stopping the Jan. 6, 2021, attacks on the U.S. Capitol.

This is how Mr. Biden’s campaign and his party are highlighting Jan. 6 and Trump’s role in attempting to overturn the 2020 election in the run-up to Thursday night’s debate.

The mobile billboard, paid for by the DNC, will highlight Trump’s call to Georgia Secretary of State Brad Raffensberger urging him to find 11,780 more votes to help him win the state in 2020, according to details first shared with CBS News.

The billboard also links the issue of democracy with abortion bans, as it shows news clips about Trump’s platform and comments about abortion bans. It ends with the narrator saying, “Our freedoms are under attack. Donald Trump is to blame. Don’t let him do it again.” 

This accompanies three other DNC billboard locations in the Atlanta metro area that criticize Trump on similar themes, including one billboard that’s been up since Wednesday that draws attention to the former president’s 34 felony charges in the New York “hush money” trial.

“Donald. Welcome to Atlanta for the first time since becoming a convicted felon. Congrats — or whatever…” the highway billboard reads, in both English and Spanish.  

DNC spokesperson Abhi Rahman says its pre-debate activity is meant to “remind voters of how [Trump] tried to dismantle Georgia’s democracy,” and that it’s the committee’s first time referencing Trump’s post-2020 efforts in Georgia. 

“Voters will see the stark contrast tonight between President Biden, a true leader who wakes up every day fighting for the American people… and Donald Trump, a convicted felon who is only fighting for himself,” Rahman added.

Prosecutors in Fulton County, a pivotal county in Georgia’s 2020 election, have been investigating Mr. Trump and 18 others for an alleged unlawful scheme to overturn his electoral loss in the state to Mr. Biden. That case has been halted as a separate Georgia appeals court reviews a decision to keep Fulton County District Attorney Fani Willis on the case, after it was revealed she had a romantic relationship with a prosecutor that she had hired to help with the Trump case. 

Democracy has been a common theme for Mr. Biden and his campaign as they try to energize their coalition. And it has ranked high on voter priorities in recent polling: a mid-June CBS News poll found that the “state of democracy” ranked behind just the economy and inflation as major factors among likely voters, with Democratic voters especially ranking it highly. 

But the Biden campaign is also using Republicans to make an argument against Trump about democracy. 

After announcing his endorsement Wednesday of Mr. Biden, former Illinois Republican Rep. Adam Kinzinger, a former member of the Jan. 6 House select committee investigating the riot, spoke at an Atlanta press conference hosted by the Biden campaign focused on Jan. 6. He was joined by former Georgia Lt. Gov. Geoff Duncan, another Republican who has endorsed Mr. Biden, and former U.S. Capitol Police officer Harry Dunn, who was at the U.S. Capitol on January 6. 

“I think democracy is the most important issue and we have to be talking about it because if you don’t… democracy can’t survive if frankly leaders don’t care about it,” Kinzinger told reporters Wednesday. 

Kinzinger and Duncan, both cited Trump’s actions in 2020, when he made baseless and untrue claims of a “rigged” or “stolen” election, and his reaction to Jan. 6 as reasons to vote against him. 

“We’re not expecting [Biden] to become a Republican. We want you to be true to who you are. We want somebody that can defend democracy. That’s it,” Kinzinger added. 

In a pre-debate memo on Wednesday, Trump campaign senior advisers noted Mr. Biden’s focus on democracy and referenced a Washington Post poll of swing voters showing higher marks for Trump than Biden on “protecting democracy.”

Outside of Atlanta, Georgia and National Republican officials held a “Protect the Vote” event that encouraged Trump supporters to become poll workers and poll watchers this November. 

Asked if he’s concerned about Trump potentially referencing to the 2020 election as “stolen” during Thursday’s debate could hurt GOP efforts to promote all voting options (early, mail, etc.), RNC Chair Michael Whatley demurred and said election infrastructure and building a “protective vote program” are the priorities. 

“What we’re expecting the president to do is tell people what he’s going to do for the next four years and how it is going to make America a better place,” he said in Alpharetta, GA. 

Jacob Rosen contributed reporting. 



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Georgia appeals removes Fani Willis from Trump 2020 election case

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Washington — The Georgia Court of Appeals on Thursday ruled that Fulton County District Attorney Fani Willis must be removed from the 2020 election case against President-elect Donald Trump, reversing a trial judge’s decision that allowed her to remain on the case.

Trump and more than a dozen allies were charged last year by Fulton County prosecutors related to what they said was an alleged scheme to overturn the results of the 2020 election in Georgia. The president-elect pleaded not guilty.

“After carefully considering the trial court’s findings in its order, we conclude that it erred by failing to disqualify DA Willis and her office,” the Georgia Court of Appeals said in its decision.

This is a breaking news story and will be updated.



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Will credit card rates climb in 2025? Experts weigh in

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Credit Risk
If credit card rates climb in the new year, carrying any amount of credit card debt could get even riskier.

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Credit card debt has been surging nationwide — and with rates where they are, it’s no wonder why. According to the Federal Reserve, the average credit card rate sits at over 23% right now — up from just 14% just a couple of years ago and the highest rate on record.

Today’s sky-high credit card rates have made it incredibly hard for consumers to get out of debt. In fact, delinquencies on credit cards have more than doubled on credit cards since 2021 alone.

But credit card rates are variable, so they — and your monthly payment — can change fast. Will rates on credit cards climb in the new year, though?

Find out how to get rid of your existing credit card debt here.

Will credit card rates climb in 2025? Experts weigh in

Want to know where your rates may be headed in the next year? Here’s what experts had to say.

Credit card rates may remain the same

The Federal Reserve reduced its federal funds rate at its last three meetings — a move that typically results in interest rate dips on variable-rate products like credit cards and HELOCs.

But future rate cuts aren’t certain — especially with recent reports showing inflation ticking back up.

“As the Federal Reserve digests the recent election results and economic reports on inflation, housing, and employment, it appears they may be in a rate pause for 2025,” says Jason Fannon, senior partner at Cornerstone Financial Services. “This neutral stance would keep the average credit card interest rate near 21% annually.”

Compare your credit card debt relief options online now.

…or fall slightly

If the Fed does opt to cut rates, credit card rates could fall too — but likely not significantly.

“I don’t expect any significant change to credit card interest rates,” Fannon says. “If the Fed does cut or raise the Fed Funds rate, it would have to be a sizable move in either direction to change the average credit card interest rate.”

Could credit card rates fall below the 20% mark if the Fed reduces its rate? It’s doubtful, pros say. 

“It’s hard to predict beyond 12 months from now but if consumers want to see below-20% rates, then we need a variety of things to align,” says Eric Elkins, founder and CEO of Double E Financial Solutions. “We need inflation to remain below 3% for at least 15 months, we need to see average wage increases above 3%, we probably would need government regulations passed to limit the APR on the credit card institutions, and we’d need the Fed to continue reducing interest rates for borrowers. Lots of things need to occur.”

Other factors that impact your credit card rates

It’s not just the Fed and other economic conditions that weigh on credit card rates. Your credit score can impact what rate you get, too. So, if your score is on the lower end, improving it could help you snag a lower rate on a new card, which you could then transfer your existing credit card balance to.

“Having a good to excellent credit score could make you attractive to other companies,” says Troy Young, founder and president of Destiny Financial Group. “With a high score, you may be able to sell your debt to another company for a lower rate — in other words, refinance it by doing a balance transfer.”

The bottom line

If credit card debt is weighing you down, consider your debt relief options. There are debt consolidation, debt settlement, debt forgiveness and many other strategies that can help you tackle that debt more efficiently. Here are the best debt relief companies to consider if you need professional debt relief guidance.



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