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3 kids among 7 family members shot dead as they watched TV in their home in South Africa: “It was an execution”
Unknown gunmen shot dead seven members of the same family, including three children, in an execution-style killing in their home in rural South Africa, police said Thursday.
A 5-year-old boy was among those killed in the shooting at a homestead in the eastern KwaZulu-Natal province late Wednesday, police said. The eldest victim was a woman aged about 55, they said.
The motive for the attack in the Highflats area, about 50 miles northwest of the coastal city of Durban, was not yet known.
“We are convinced as police that it was an execution. It was a planned murder,” provincial police commissioner Nhlanhla Mkhwanazi told reporters outside the house.
Some of the victims appeared to have been shot in the head while on the floor, he said. “There was a total of about 25 bullets that were used.”
The gunmen burst into the house as the family was watching television, officials said. They made one member of the family, who was outside the house, knock on the door and then opened fire once it was opened, police said.
“Police shall never rest until the person or people behind the mass shooting are arrested,” said Mkhwanazi, who urged anyone with information to contact the police.
South Africa has one of the highest peacetime per capita homicide rates in the world. Nearly 6,200 people were murdered in the country between April and June, according to police figures released in August.
Each day, 34 people are killed by guns in South Africa, according Gun Free South Africa, a nonprofit advocating for reduced gun violence.
In April, soccer star Luke Fleurs was gunned down as he refilled his car at a gas station in South Africa. Six suspects were arrested.
Last year, 10 members of the same family — including a 13-year-old — were killed in a mass shooting at their house in South Africa.
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Best mortgages for first-time homebuyers
Rising home prices and high mortgage rates haven’t made buying a home easy these last few years. In fact, with affordability such a challenge, it’s only made shopping around for a lender that much more important.
It’s true: Comparing lenders can make a big difference when it comes to price. According to Freddie Mac, getting just four different mortgage rate quotes can save you about $1,200 per year.
But rates aren’t the only thing you should think about when choosing a lender. Want to make sure you pick the best mortgage company for your needs? See below for some of the best lenders for first-time homebuyers currently on the market.
Lock in a low mortgage interest rate here today.
Best mortgages for first-time homebuyers
Here are the best mortgage lenders for first-time homebuyers, broken down into six categories:
Best for low down payments: Veterans United
Veterans United exclusively offers VA home loans — which means all its loans require zero down payment. Though you’re welcome to put some money down, VA loans are one of the few mortgage options with no down payment requirement.
There is a catch, though: You’ll need to be a current military member, veteran, or spouse of one to qualify. Certain service requirements must be met as well. If you can do it, though, you’ll save yourself money both upfront (on the down payment) and in the long haul, as VA loans tend to have lower interest rates than other loan options.
Learn more about Veterans United here now.
Best for good credit: US Bank
If you have decent credit, US Bank might be a good option for your mortgage. The lender offers conventional, FHA and VA loans, and its rates are some of the lowest of lenders we analyzed. You can also apply fully online and get valuable closing cost discounts if you use other US Bank services.
Best for low credit: Cardinal Financial
Cardinal Financial is a good option if your credit score is on the lower end. The lender allows for scores as low as 620 on conventional loans and 580 on FHA, VA, and USDA loans. There are also jumbo loans — if you’re buying in a high-priced market or eyeing a more expensive property — and construction loans for buyers looking to build their own homes from the ground up.
Best for no lender fees: Better.com
Most lenders charge a variety of fees for processing your mortgage. These might include an origination fee, application fee, underwriting fee, and more. With Better.com mortgages, you won’t see any of these charges. The online lender charges no lender-side fees for underwriting, servicing, or originating its mortgages. There are other typical closing costs, though.
Best for online borrowing: First Mortgage Direct
First Mortgage Direct is a fully digital mortgage lender that lets you manage your mortgage process from start to finish all on the web. You can get a rate quote online, fill out an application, submit your documentation, and even close digitally, too. The lender also offers many online resources to help you along the way — things like informative videos, calculators, articles and more.
Best overall: New American Funding
New American Funding has something for everyone: conventional loans, government-backed loans, jumbo loans, construction loans, non-QM loans and more. There are even loans with customizable terms and options that can turn you into an all-cash buyer to make you more competitive. The lender also has a 4.1-star rating with the Better Business Bureau and a 4.6-star rating on Trustpilot.
Always shop around
Whether you’re buying your first home or your fifth, shopping around for your mortgage is important. If you need help doing so, consider enlisting a mortgage broker. These professionals can shop around on your behalf, help you compare lenders and loan options and ensure you get the best rate.
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