CBS News
Israel’s proxy war with Iran leaves young children in Gaza and Lebanon burned from head to toe
Beirut and Gaza — Displaced Palestinians in a tent camp outside the Al-Aqsa Martyrs Hospital in central Gaza woke up in the early morning hours Tuesday to a blazing inferno after an Israeli airstrike. The flames spreading quickly from tent to tent. Civilians who’d sought shelter in the camp said there was only one fire extinguisher to try to quash the blaze.
Residents and rescue workers scrambled to rescue people from the flames, but they could not save Shaaban Al-Dalou, who was burned alive.
His father Ahmed Al-Dalou also suffered agonizing burns, but it’s guilt that was eating him alive when CBS News met him on Wednesday, several days after the strike.
Al-Dalou said that as flames tore through the camp, he found himself faced with an impossible choice.
“I woke up to go to the toilet and when I came back to bed, the sound of warplanes was loud,” he said.
He raced to find his family, but “I didn’t know who I should try to save.”
“I saw Shaaban sitting up and, although he was on fire, I thought he could get up and run, so I rushed to rescue my youngest children… I thought everyone was safe.”
Al-Dalou managed to pull his younger son Abdul Rahman and his sister Rahaf to safety, but both Shaaban, who would have turned 20 on Wednesday, and his mother were killed in the fire.
“Today is Shaaban’s birthday,” the grieving father told CBS News. “He is celebrating his birthday with his mother in heaven.”
Al-Dalou’s other children were being treated for severe burns in a Gaza hospital ill equipped to handle the overwhelming casualty count.
Every day, more burn victims, young and old, come through the doors of hospitals across the Palestinian territory.
Layaan Hamadeen, 13, was among them. She was trying to get food for her family when she was severely injured in another recent Israeli strike. From her hospital bed, she told CBS News that she just wants to be a teenage girl again.
“I want the war to end,” she said. “I want to wear beautiful clothes and have beautiful hair again… and I long for healthy food like apples and mangos.”
On Israel’s second front, in its war with Hamas’ allies Hezbollah in Lebanon, the death toll is also rising. Israeli jets continue to pound southern Lebanon and, despite the U.S. voicing concern over the bombing campaign in the capital city of Beirut, there was a fresh series of strikes around the capital Wednesday.
Hezbollah, which, like Hamas, is backed by Iran, has vowed to strike deeper inside Israel after a year of rocket and drone attacks aimed at the country. Israel says Hezbollah has launched well over 10,000 weapons since Oct. 8, 2023. While most are intercepted, a drone did get past Israel’s air defenses about four days ago to hit a military base in the center of the country, killing four soldiers and wounding dozens of other people.
The Israeli military has vowed to keep striking Hezbollah strongholds in Lebanon, and it says it only targets the group’s weapons and fighters, but the Lebanese health ministry says the strikes have killed more than 2,300 people over the last month or so, wounded some 11,000 more, and forced hundreds of thousands of people to flee their homes.
CBS News visited the only Lebanese hospital with a full burn unit this week, and found it had tripled its usual number of beds to cope with the number the casualties coming in.
Like many youngsters, 11-year-old Hamoodi seemed unable to tear his eyes away from his phone. It was helping take his mind off the burn wounds covering one side of his body.
The phone is also his only connection to his mother, who was being treated in another hospital. They were both injured in an Israeli airstrike. As he sat there scrolling, Hamoodi still didn’t know that his father and brother were killed in the attack.
His aunt Jamal Ibrahim said he was asking for them, but she was worried the news could be too much for the boy to bear.
The war’s youngest victims are particularly difficult for Nurse Ali Humaida.
“It’s terrible to see children in pain,” he said, “especially when there isn’t much we can do.”
Already, tiny Yvana, just 21months old, has learned to dread the men and women in blue scrubs.
She’s wrapped in bandages that cover severe burns, from head to toe. The slightest touch is excruciating, but the bandages must be changed regularly.
Her mother Fatima Zayoun told CBS News their house was hit by a rocket more than three weeks ago.
“I saw my daughter on fire,” she said.
The mother has been inconsolable since that day.
“I don’t care about anything,” she said. “I just want her to get better.”
CBS News Marwan al-Ghoul contributed to this report.
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Why home equity loans are better than refinancing right now
Homeowners looking to access a large sum of money in today’s economic climate don’t have to look too far to find it. By turning to their accumulated home equity, owners can potentially finance a major expense (or multiple major expenses) simply by using the money they already have via their home’s value.
While there are multiple ways to do this, many may be considering a traditional mortgage refinance or cash-out refinance. But in today’s unique and constantly changing interest rate climate, that could prove to be a costly mistake. Instead, right now, both home equity loans and home equity lines of credit (HELOCs) are arguably better than refinancing. Below, we’ll explain why.
Start by seeing what home equity loan interest rate you could qualify for here.
Why home equity loans are better than refinancing right now
Here are three reasons why a home equity loan may be more beneficial than a refinance now:
You’ll maintain your existing mortgage rate
The average home equity loan interest rate is 8.41% as of November 19, 2024, but the average mortgage refinance rate for a 30-year loan is 6.93%. So, on the surface, it appears that refinancing is cheaper. But that refinance rate will require you to exchange your current mortgage rate to get the new one.
That could be a costly mistake if you have a rate under 6.93%, as millions of Americans do right now. By applying for a home equity loan, however, you’ll still gain access to your equity, but you won’t need to bump your mortgage rate to get it. And if home equity loan rates drop in the future, as they have for most of 2024, you can simply refinance your loan to the better rate then.
Get started with a home equity loan online today.
You may qualify for a tax deduction
When you use a cash-out refinance, you apply for a loan larger than what you currently owe to your lender. You then use the former to pay off the latter and keep the difference as cash for yourself. Interest paid on mortgage loans is tax-deductible, but so is the interest on home equity loans if used for qualifying purposes. At that higher interest rate, you may qualify for a larger deduction (while still maintaining your current lower mortgage rate).
The average home equity amount is high right now
A combination of low mortgage interest rates during the pandemic, a drop in available inventory and a hesitation to sell now that rates are high again (amid other complex but interrelated factors) has caused the average home equity amount to soar to just under $330,000 right now. If you want to access that with a refinance, as noted, you’ll need to give up your current mortgage rate to do so. And if you want to access it via a credit card or personal loan, the restrictions will be significant. It makes sense, then, to take advantage by using a home equity loan or HELOC instead of taking a gamble with a refinance right now.
The bottom line
With mortgage refinance rates elevated, the unique feature of a potential tax deduction tied to home equity borrowing and a six-figure average equity sum available now, for many homeowners in need of financing it makes sense to skip a refinance for a home equity loan now. That said, this type of financing is tied to your most important financial asset so the decision to withdraw it from it should be carefully weighed against the risks. Consider speaking to a financial advisor or home equity lender who can answer any questions you may have before getting started.
Speak to a home equity loan lender now.