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How much interest will a $50,000 CD earn now?

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Savers can easily grow their money by opening a high-rate CD right now.

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Inflation is on the decline, unemployment numbers are falling and interest rates are cooling. All good news, right? That depends on who you ask. While these factors are undoubtedly beneficial for the broader American economy, they’re less advantageous for savers accustomed to earning a big return on their money in recent years. As inflation spiked and interest rates surged to their highest level in decades, rates on high-yield savings and certificates of deposit (CD) accounts soared alongside it, rising exponentially from where they were in 2020 and 2021. As a result, savers could easily earn rates of 4% to 5% or higher, depending on the account and lender in use.

One of the smart ways to earn these high rates is with a CD, in particular. That’s because rates on these accounts are fixed, ensuring that savers will earn the rate they opened the account with even if rates fall during the account’s term. This is a unique feature especially attractive for those who are looking to deposit a five-figure sum into a CD to take advantage of this high rate cycle while still available. But how much interest will a $50,000 CD earn now? That’s what we’ll calculate below.

See how much more you could be earning with a CD here now.

How much interest will a $50,000 CD earn now?

The amount of money you can earn with a CD is based on two primary factors: the interest rate and the term, or length, of the CD. Using a $50,000 deposit, here’s what that would look like tied to available rates and terms right now (not accounting for fees or early withdrawal penalties):

  • 6-month CD at 4.95%: $1,222.55 for a total of $51,222.55
  • 1-year CD at 4.56%: $2,280.00 for a total of $52,280.00
  • 18-month CD at 4.20%: $3,182.85 for a total of $53,182.85 
  • 2-year CD at 4.20%: $4,288.20 for a total of $54,288.20 
  • 5-year CD 4.35%: $11,863.18 for a total of $61,863.18 

As illustrated above, a $50,000 deposit can result in thousands of dollars in interest earned and over $10,000 if deposited into a leading 5-year CD right now. That noted, it’s critical that savers only deposit an amount that they’re comfortable leaving untouched in the account until account maturity or they’ll risk paying a hefty early withdrawal penalty to regain access.

Start earning more on your money with a top CD here.

What about high-yield savings accounts?

High-yield savings accounts, as noted, have interest rates competitive with the best CDs right now. However, there’s one major caveat: High-yield savings accounts have variable interest rates subject to change as the rate climate does. That’s a plus when rates are on the upswing but a detractor now as interest rates appear to be cooling again. 

Still, for the right saver, it may make sense to pursue this particular account type because, unlike CDs, you won’t need to lock your money away to earn a high rate. Just understand that the high rate could become a lower one in the weeks and months to come versus a CD that will keep earning a fixed, high return until maturity.

Explore your high-yield savings account options now.

The bottom line

A $50,000 deposit into a CD can earn you anywhere from about $1,200 to $12,000 if opened with a top lender right now. But rates on these accounts won’t be immune from the broader decline in the rate climate. So if you know you want to open a CD, it behooves you to act quickly. Considering that rates on these accounts were barely 1% just a few years ago, the window of opportunity to earn a big (and safe) return on a $50,000 CD could soon be closing.



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How to watch the Minnesota Vikings vs. Chicago Bears NFL game today: Livestream options, more

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Minnesota Vikings v Tennessee Titans
Sam Darnold #14 of the Minnesota Vikings scrambles in the second quarter of a game against the Tennessee Titans at Nissan Stadium on November 17, 2024 in Nashville, Tennessee.

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The Minnesota Vikings will take on the Chicago Bears today. The Vikings are currently 8-2, an impressive run so far this season, and will be looking to add a fourth win to their current streak after last Sunday’s 23-13 win against the Tennessee Titans. The Bears, on the other hand, are entering this game on the heels of a four-game losing streak after a tough 20-19 loss against the Green Bay Packers last Sunday. 

Here’s how and when you can watch the Vikings vs. Bears game today, whether or not you have cable.


How and when to watch the Minnesota Vikings vs. Chicago Bears

The Vikings vs. Bears game will be played on Sunday, November 24, 2024 at 1:00 p.m. ET (11:00 a.m. PT). The game will air on Fox and stream on Fubo and the platforms featured below.


How and when to watch the Minnesota Vikings vs. Chicago Bears game without cable

You can watch this week’s NFL game on Fox via several streaming services. All you need is an internet connection and one of the top options outlined below.

Fubo offers you an easy, user-friendly way to watch NFL games on CBS, Fox, NBC, ABC, ESPN, and NFL Network, plus NCAA football channels. The Pro tier includes 200+ channels and unlimited DVR, while the Elite with Sports Plus tier adds NFL RedZone and 4K resolution. New subscribers get a seven-day free trial and all plans allow streaming on up to 10 screens simultaneously.


You can watch today’s game with a subscription to Sling’s Orange + Blue tier, which includes ESPN, ABC, NBC, and Fox. The plan offers 46 channels with local NFL games, nationally broadcast games and 50 hours of DVR storage. For complete NFL coverage, add Paramount+ to get CBS games, or upgrade with the Sports Extra add-on for additional sports channels like Golf Channel, NBA TV and NFL RedZone.


Watching NFL games, including Fox broadcasts, is simple with Hulu + Live TV, which includes 90 channels, unlimited DVR storage, and access to NFL preseason games, live regular season games and studio shows. The service includes ESPN+ and Disney+ in the subscription.


Want to watch today’s game live on your smartphone? If so, NFL+ streaming service is the solution you’re looking for. It lets you watch NFL Network and out-of-market games on mobile devices, with an upgrade option to NFL+ Premium that includes NFL RedZone for watching up to eight games simultaneously. Note that NFL+ only works on phones and tablets, not TVs.



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How to watch the Detroit Lions vs. Indianapolis Colts NFL game today: Livestream options, more

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Jacksonville Jaguars v Detroit Lions
Kerby Joseph #31 of the Detroit Lions celebrates with teammates after intercepting a pass in the third quarter of a game against the Jacksonville Jaguars at Ford Field on November 17, 2024 in Detroit, Michigan.

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The Detroit Lions will face off against the Indianapolis Colts today. The Lions enter this game as top contenders with a near-perfect record of 9-1 so far this season. The Colts, who are 5-6 this season, could have a tough game on their hands against the Lions but will be looking to rack up another win after prevailing over the New York Jets in a tight game last Sunday. 

Here’s how and when you can watch the Colts vs. Lions game today, whether or not you have cable.


Here’s how and when to watch the Detroit Lions vs. Indianapolis Colts

The Lions vs. Colts game will be played on Sunday, November 24, 2024 at 1:00 p.m. ET (11:00 a.m. PT). The game will air on Fox and stream on Fubo and the platforms featured below.


How and when to watch the Detroit Lions vs. Indianapolis Colts game without cable

You can watch this week’s NFL game on Fox via several streaming services. All you need is an internet connection and one of the top options outlined below.

Experience NFL action like never before with Fubo’s comprehensive sports streaming platform. From Sunday showdowns to primetime matchups, catch every NFL game across major networks including CBS, Fox, NBC, ABC, ESPN and NFL Network. Choose the Pro package to unlock 200+ channels and limitless DVR storage, or elevate your game-day experience with the Elite with Sports Plus package, featuring NFL RedZone’s commercial-free scoring highlights and stunning 4K quality.

Test drive the service with a no-commitment seven-day free trial, and share the excitement with family and friends — Fubo supports simultaneous streaming on up to 10 devices, so everyone can watch their favorite teams.


You can watch today’s game with a subscription to Sling’s Orange + Blue tier, which includes ESPN, ABC, NBC, and Fox. The plan offers 46 channels with local NFL games, nationally broadcast games, and 50 hours of DVR storage. For complete NFL coverage, add Paramount+ to get CBS games, or upgrade with the Sports Extra add-on for additional sports channels like Golf Channel, NBA TV and NFL RedZone.


Watching NFL games, including Fox broadcasts, is simple with Hulu + Live TV, which includes 90 channels, unlimited DVR storage, and access to NFL preseason games, live regular season games and studio shows. The service includes ESPN+ and Disney+ in the subscription.


Want to watch today’s game live on your smartphone? If so, NFL+ streaming service is the solution you’re looking for. It lets you watch NFL Network and out-of-market games on mobile devices, with an upgrade option to NFL+ Premium that includes NFL RedZone for watching up to eight games simultaneously. Note that NFL+ only works on phones and tablets, not TVs.



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How to watch the New England Patriots vs. Miami Dolphins NFL game today: Livestream options, more

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Quarterback Drake Maye #10 of the New England Patriots throws a pass during the fourth quarter against the Los Angeles Rams at Gillette Stadium on November 17, 2024 in Foxborough, Massachusetts.

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The New England Patriots will face off against the Miami Dolphins in a game today at the Hard Rock Stadium in Miami. The Patriots have had an uneven season so far, coming into the game with a record of 3-8, including a 28-22 loss to the Los Angeles Rams on November 17. The Dolphins, however, haven’t fared much better this season as they enter the game with a record of 4-6, although they are coming off two wins in a row, the latest against the Las Vegas Raiders last weekend.

Keep reading to find out how and when to watch the New England Patriots vs. Miami Dolphins game today, even without cable. 

CBS, Paramount+ and CBS Essentials are all subsidiaries of Paramount Global.


How and when to watch the New England Patriots vs. Miami Dolphins game today

The New England Patriots vs. Miami Dolphins game will be played on Sunday, November 24, 2024 at 1:00 p.m. ET (10:00 a.m. PT). The football game will be shown on CBS and streamed on Paramount+ and the platforms noted below.


How and when to watch the New England Patriots vs. Miami Dolphins game without cable

While CBS is available with many basic cable packages, you’ll have other viewing options, too for the Patriots-Dolphins game. Just understand that the below streaming options will require the use of an internet provider:

Paramount+: Watch CBS-aired NFL games without cable

With Paramount+ you’ll have multiple viewing options to choose from. You can catch NFL games on the Paramount+ Essential tier for just $7.99 each month or you can watch college football with a Paramount+ with Showtime subscription for $12.99 monthly. In addition to live streams of NFL games airing on CBS, you’ll get to watch additional live sporting events including NCAA college football, PGA Tour golf, soccer and more.

Get started with Paramount+ here today.

Amazon Prime Video: Add Paramount+ to your existing subscription

Already have an Amazon Prime Video account? Simply add Paramount+ to your current subscription to watch all the CBS-aired NFL games in addition to Paramount+ originals. The same prices from above apply, depending on which tier you choose. Not sure which is best for you? Don’t worry. Both options come with a free seven-day trial that can help you decide.

Watch the Patriots-Dolphins game on Amazon Prime Video.

Fubo: Watch the Patriots-Dolphins game for free

Looking for an inexpensive way to watch football? Fubo could be the best way to do so. The live TV streamer is currently offering a seven-day free trial and $30 off of your first month’s subscription. Once subscribed, you’ll gain access to all of their live sporting events immediately. And there will be a lot to choose from. Not only does Fubo come with access to NFL games airing on your local CBS channel, it also includes Fox Sunday NFC games, “Sunday Night Football” on NBC, “Monday Night Football” on ABC and ESPN and all of the games that air on the NFL Network. So don’t wait.

Get started with Fubo online now.



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