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A second rare “doomsday fish” has been spotted on a Southern California beach
A so-called “doomsday fish” has washed up on a Southern California beach — typically an extremely rare occurrence, but this is the second time this year it has happened. The rare oarfish found on Grandview Beach in Encinitas measured roughly 9 to 10 feet and was spotted by a doctoral candidate at Scripps Institute of Oceanography, the school wrote on social media.
The doomsday fish got its name because it looks like a mythical sea creature, with a long, ribbon-shaped body that can grow up to 30 feet, according to Ocean Conservancy.
After doctoral candidate Alison Laferriere found the odd-looking fish — which resembles a larger-than-normal eel with a monstrous face — Ben Frable, manager of the Scripps Oceanography Marine Vertebrate Collection, contacted the NOAA Fisheries Service team to bring the animal to its Southwest Fisheries Science Center.
This oarfish is smaller than the one found in La Jolla in August 2024. Researchers are not yet sure why the rare fish has washed up on California beaches recently, and there have been few studies on the species.
Only 20 oarfish have washed up in California since 1901, according to the Scripps Institute. And these deep-sea dwellers usually only come ashore when they are sick, dying or disoriented, Ocean Conservatory says.
“It may have to do with changes in ocean conditions and increased numbers of oarfish off our coast,” Frable said, according to the institute’s social media post. “Many researchers have suggested this as to why deep-water fish strand on beaches. Sometimes it may be linked to broader shifts such as the El Niño and La Niña cycle but this is not always the case. There was a weak El Niño earlier this year. This wash-up coincided with the recent red tide and Santa Ana winds last week but many variables could lead to these strandings.”
The researchers at Scripps took samples and froze the specimen to further study the oarfish and its biology, anatomy, geonomics and history, according to Frable.
In a comment on the post, the institute cleared up a myth surrounding doomsday fish. “There have been many questions and comments about the connection between oarfish and earthquakes,” the comment states. “While oarfish have a mythical reputation as predictors of natural disasters and earthquakes, experts have debunked this as folklore. A 2019 study found no correlation between oarfish or ribbonfish strandings and earthquakes in Japan.”
The aforementioned study, published in the Bulletin of the Seismological Society of America, looked at reports of oarfish and slender ribbonfish in Japanese newspapers. Japanese folklore says the appearance of these fish means an earthquake is coming, but the researchers found there was hardly a relationship between these fish and the occurrence of earthquakes and that newspapers likely reported the fish sightings “because rare appearances might attract readers,” according to the study.
Oarfish typically live in the mesopelagic zone — the area of the ocean least explored by scientists. They float vertically through waters 3,280 feet deep, where there is little light. Their silvery, reflective bodies help them blend in if they do hit patches of light, according to the conservatory.
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Why seniors should apply for long-term care insurance before 2025
In the final weeks of the year, many Americans may find themselves doing a retrospective look at their economic health with an eye toward what can be improved in 2025. A variety of economic factors affected Americans this year, ranging from a significant drop in inflation to multiple interest rate cuts to multiple record-breaking days on the stock market. And while these elements, on the surface, are all positive, it will still take some time to recuperate from the inflationary period of recent years. And this will require smart decision-making, particularly for seniors with a limited budget.
This will extend to a review of their insurance protections, both what they require and what they may be able to comfortably eliminate or reduce coverage on. For many, a long-term care insurance plan could be worthwhile. This unique policy can cover costs associated with nursing homes, assisted living facilities and in-home caretakers, among other features. But the timing surrounding an application is critical to get right. And in the final weeks of the year, there’s a compelling case to be made for applying for long-term care insurance now, before 2025. Below, we’ll explain why.
Start exploring your top long-term care insurance options here.
Why seniors should apply for long-term care insurance before 2025
Are you a senior considering a long-term care plan now? Or are you exploring the benefits for a family member or loved one? Here are three reasons why it’s worth applying for before January 1, 2025:
Premiums will rise
Long-term care insurance works similarly to other traditional insurance policies in the sense that it becomes more expensive the older you are. So if you wait for a new calendar year to apply, you’re likely to spend more for a policy than you would have if you started the paperwork in November or December. This is why applicants in their 50s and 60s often secure lower premiums than those in their 70s (among other factors). Waiting for an ideal time to apply, then, could cost you more than you had anticipated (or can afford to budget for). Consider acting promptly, instead.
See what a long-term care insurance policy could cost you now.
Care will become more expensive
The costs of nursing homes and assisted living facilities are only expected to increase over time, underlining the importance of securing a robust insurance plan now, in advance of that rise. According to Genworth’s Cost of Care survey, the monthly median price of a home health aide in 2024 is $6,481 while an assisted living facility is $5,511 while a nursing home with a private room starts at $10,025. Those costs are all predicted to rise in 2025 to $6,675, $5,676, and $10,326, respectively. It makes sense, then, to start exploring insurance options now before the costs of these services become unmanageable.
Unforeseen economic factors could impact your ability to pay for help
You may feel that you have the economic means to pay for this care in the future, rendering a long-term care insurance policy ineffective. But as has been seen in recent years, unforeseen economic factors could impact your ability to pay for help, potentially even in the final weeks of the year.
Inflation rose in October, after all, and if it rises again in November the interest rate cuts once predicted with high certainty for December could be paused – or rates could even rise. This will make everyday borrowing more expensive, reducing your budget to pay for items that a long-term care insurance policy can help cover. So weigh these unknowns carefully versus the benefits of simply locking in protection right now.
The bottom line
The benefits of a long-term care insurance policy are substantial. To make a plan truly cost-effective seniors should time their application carefully. For many, this may mean acting before 2025 to get ahead of policy cost increases. As with all insurance policies, however, it’s critical to weigh the costs versus the benefits to determine the true value, particularly in today’s evolving economic climate. So start by speaking with a long-term care provider who can answer your questions.