In the United States, getting Social Security retirement or Supplemental Security Income (SSI) can make a huge difference to your monthly budget. For many people, these payments help cover essential expenses like groceries, bills, and housing.
If you’re going through financial problems and don’t yet receive SSI, it’s a good idea to check if you qualify. If you meet the conditions, applying for SSI as soon as possible could provide valuable monthly support.
What Is SSI and Who Can Get It?
Supplemental Security Income (SSI) is a monthly payment provided by the Social Security Administration (SSA). It’s designed to help people who are 65 or older, blind, or disabled, and who have low income and few financial resources.
If you qualify, you can use your SSI money for anything you need—like paying your electricity bill, buying food, or covering medical expenses.
Many people in the U.S. may be eligible but don’t even know it. This includes individuals as well as couples. If both spouses qualify, the total payment amount can be even higher.
Who Can Get the SSI Payment in April 2025?
If you already applied for and were approved for SSI before April 2025, then you will receive the payment in your bank account on April 1, 2025.
But if you are just starting the application or thinking about applying, it’s important to know that the process takes about one month or more. So, if your application is not yet approved, you will not receive the April payment, but you could still get future payments once your application is processed.
SSI Payment Amounts for April 2025
Thanks to the Cost-of-Living Adjustment (COLA) that began in January 2025, SSI payment amounts have increased by 2.5% from 2024. Here are the new maximum amounts for April:
- Individual beneficiaries can get up to $967 per month.
- Eligible couples (both receiving SSI) can get up to $1,450 per month.
This money can provide major relief for families struggling with rising prices and low incomes.
Do You Meet the Requirements for SSI?
To qualify for SSI in April 2025, you must:
- Be 65 years or older, OR have a disability or blindness.
- Have low income and limited financial resources (such as savings or property).
- Be a U.S. citizen or legal resident.
If you meet these conditions, applying for SSI could help ease your financial pressure each month. Even better, SSI can be received together with other benefits like Social Security retirement or SNAP food assistance, because they are separate programs.