The Internal Revenue Service (IRS) has made it easier for Americans to track their stimulus checks using an online tool called “Get My Payment.” This tool helps people find out when their payment will arrive, and in some cases, even allows them to add direct deposit details if they haven’t already shared them with the IRS.
This is part of the federal government’s plan to continue supporting citizens after the pandemic. If you’re still waiting for your stimulus money, here’s how you can check your status and what to expect.
How Much Can You Get in Stimulus Payments?
The amount you receive depends on your tax filing status and family size. Here’s a quick look:
- $1,400 per person
- $2,800 for married couples filing jointly
- Additional $1,400 for each dependent child
These amounts may vary depending on your income level and other eligibility factors.
How to Use the “Get My Payment” Tool
If you want to check your stimulus payment status online, follow these simple steps. You’ll need a few documents ready:

- Your Social Security Number (SSN)
- Date of Birth
- The mailing address used in your latest tax return
- A copy of your most recent tax statement
Once you enter this information on the IRS website, the tool will tell you the current status of your payment. It will show one of three messages:
- Payment Status – Your payment has been processed and the tool will show the exact date it was sent.
- Payment Status Not Available – This means your payment is not yet processed, or you may not be eligible.
- Need More Information – Your check was returned to the IRS, possibly because the post office could not deliver it. You’ll need to update your banking or address details.
When Will You Receive Your IRS Stimulus Payment?
So far, the IRS has already sent out over 127 million payments, worth around $325 billion, through the U.S. Treasury Department. Payments are sent in waves, using:
- Direct deposit
- Paper checks
- Prepaid debit cards
The good news is that payments will continue during the first half of 2025, and if needed, they will extend into the third quarter. That means eligible people could still receive their payments until September 2025.
If you haven’t received your check yet, don’t worry—there’s still time. Make sure your tax information is up to date, and use the “Get My Payment” tool to track your status.
The IRS continues to support American taxpayers by sending out stimulus checks through various methods.
Whether you qualify for $1,400 as an individual or more with dependents, it’s important to check your payment status using the “Get My Payment” tool. With just a few details, you can know whether your payment has been processed, delayed, or needs action from your side.
Remember, the payment window is still open for a few more months. So act now, stay informed, and make sure your information with the IRS is complete and accurate. It’s your money—don’t miss out!
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