In the United States, many people depend on Social Security payments to cover their basic needs each month. This money is especially important for retired seniors, people with disabilities, and others who cannot work due to health or personal issues. For these individuals, Social Security is not just helpful—it’s a lifeline.
Although the Social Security Administration (SSA) sends out payments every month, not everyone gets paid on the same day. The payment dates are split based on different groups, which are decided by when the person started receiving benefits and their birth date.
Now, as April 2025 is coming to an end, many are waiting for the last payment of the month. So, who will receive this final check on April 23? Let’s break it down.
How Social Security Payments Are Scheduled
The SSA follows a fixed monthly schedule to send out payments. Instead of sending all checks at once, the money is divided among different groups. This helps avoid system overload and makes sure the process runs smoothly.
Some people receive their money in the first week of the month, others in the second or third week. The final group usually gets their money in the last week. Because of this system, it’s important for each person to know which group they belong to so they can know when to expect their money.
These payments include different types of benefits, such as:
- Retirement benefits (for old-age pensioners)
- Disability benefits (SSDI)
- Widow or widower benefits
- Dependent or survivor benefits
Though all these payments come from the same Social Security fund, the dates and conditions for receiving them can be different depending on the group.
Who Will Get Paid on April 23, 2025?
The last Social Security payment of April 2025 is set for Wednesday, April 23. This payment is only for people in Group 4, as per the SSA’s classification.
To be in Group 4, two conditions must be met:
- You started receiving Social Security after May 1997
- Your birthday falls between the 21st and 31st of any month
If both conditions apply to you, you will receive your payment on April 23. If not, your payment should have already been processed earlier this month.
So, make sure to check when you first started receiving benefits and your birth date. This will help you confirm whether you’re part of this last payment group.
How Will You Receive the Payment?
The best and fastest way to get your Social Security money is through Direct Deposit. With this method, the funds are transferred straight to your bank account on the scheduled date. It’s secure, fast, and avoids unnecessary delays.
People who still receive their benefits through a card or other non-digital methods might face delays of up to three working days. The SSA strongly suggests switching to Direct Deposit to avoid such issues.
As April comes to an end, the last Social Security payment will be sent on April 23, 2025. But only those in Group 4—who started receiving their benefits after May 1997 and were born between the 21st and 31st—will get this payment.
For millions of Americans, Social Security is essential to cover basic expenses like rent, groceries, and medical bills. So, knowing your payment schedule is important. Always stay updated with the SSA guidelines, use Direct Deposit for faster access, and make sure your information is correct. Being aware of your payment group can help you avoid confusion and make sure you never miss a payment when you need it most.