Star Tribune
Don’t let “what was” keep you from “what is” when it comes to financial decisions
When I was 40 years old, I “ran” a marathon.
I should say I “finished” a marathon. My young children grabbed my hands at mile 17 and said, “Daddy, we’ll run with you,” which soon turned into, “Daddy, we don’t even need to run!” as their walk soon outpaced my stride.
Back then, I enjoyed going out and finding different places to run. I made sure I started each run with gratitude for being able to do so. But that was then: My arthritic knees now keep me from running. Running is what was, so I have to accept what is.
It’s important when clients face decisions that they don’t focus on what was and instead concentrate on what is. Recently, clients were talking about wanting to leave the family cabin to their adult children after they pass because they had so many great times together. The memories are something to cherish, but they represent what was. Those memories involved the family as it was. When the parents pass, that family no longer exists.
New memories will fill in, but they will look different from the old ones. “What is” will be trying to figure among the siblings who does what, who pays for what, and who uses it when. What I try to communicate to clients is: If the siblings would not be buying a cabin together, they should not be inheriting one, either.
When you think about where you want to live, concentrate on what is. Cities are constantly changing. School systems keep evolving. Quiet communities of the past can now seem overrun or teeming with modern-day conveniences. What one person terms progress another terms excess. When you are choosing where to plant yourself, take time to understand what currently is.
When you are ready to sell your home, remember, you bought what was but are selling what is. That means what was fresh at the time you bought it likely hasn’t stayed that way. No one cares what you paid for or put into the house. They are dealing with their own “what is,” so are thinking about what they are paying for it and putting into it. If you haven’t kept up with maintenance or style changes, then your pool of buyers shrinks to those with extra money and imagination.
Don’t run from loving what was because it helps you appreciate your past. Recognizing what is will help determine your future.
LAFAYETTE, Wis. — About 25 children and adults were injured Wednesday when a wagon carrying them overturned at a western Wisconsin apple orchard.
The children, parents and chaperones were on a field trip to the orchard in Lafayette when one of two wagons being pulled by a tractor turned sideways and rolled over, Chippewa County Sheriff Travis Hakes told reporters. Hakes said the tractor was traveling at a low speed when the wagon rolled over while going downhill.
Three people suffered critical injuries, while injuries to five others were considered serious. Authorities didn’t say how many of the injured were children.
The elementary school-age children attend a school in Eau Claire. Lafayette is northeast of Eau Claire.
After about five minutes and several warnings that students participating in the protest would be suspended,, the protesters exited Northrop and Cunningham continued her speech. They later gathered outside on the mall afterwards to shout, “Cunningham, you will see, Palestine will be free.”
Cunningham recounted the story of Norman Borlaug, the U alumnus and agronomist whose research in wheat saved millions from starvation, and said she would prioritize keeping a college education affordable for students.
Cunningham actually took over presidential duties on July 1, replacing Interim President Jeff Ettinger. She oversees a budget of more than $4 billion to run the university’s five campuses, which enrolled more than 68,000 students and employed 27,000 people during the last academic year.
She was chosen for the job last winter over two other candidates: Laura Bloomberg, president of Cleveland State University and former dean of the U’s Humphrey School of Public Affairs, and James Holloway, provost and executive vice president for academic affairs at the University of New Mexico. She is the U’s second woman president, following Joan Gabel who held the office from 2019 to 2023.
Cunningham will be paid more than $1 million per year — about $975,000 in base pay and an additional $120,000 in retirement contributions. The compensation puts her in the top quarter of Big Ten university presidents.
Sgt. Gordon Blackey, once a security guard to Minneapolis Mayor Jacob Frey, allegedly admitted to tracking the woman’s movements in her vehicle, according to a criminal complaint.
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Yellowstone hiker burned when she falls into scalding water near Old Faithful, park officials say
Wagon rolls over at Wisconsin apple orchard injuring about 25 children and adults