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Amazon Prime Big Deal Days is coming in October. What we know about the holiday kickoff sale
Shoppers who cleaned up well during Amazon Prime Day in July will be so happy to hear that Amazon is having another Prime Day-like sales event this October. The exact date is unknown at this time, but if it’s anything like last year’s Prime Big Deal Days, it’ll probably occur between October 10 and 11. And like last year’s Prime Big Deal Days event, we expect plenty of great discounts across popular shopping categories, such as tech, home and more.
Read on to learn everything we know about Amazon’s fall Prime Day so far. And be sure to check back regularly, as we will be updating this article as soon as we get more information on the big sales event.
What is Prime Big Deal Days?
Prime Big Deal Days is basically like another Amazon Prime Day, but in the fall (the regular Prime Day occurs mid-July every year). Like Prime Day, Prime Big Deal Days lasts two days and features deals across a variety of the brand’s shopping categories, including fitness, home, tech and much more. Prime Big Deal Days is Amazon’s second biggest sales event of the year (the first is Prime Day, of course), so we expect the deals to be among the best the retail giant has to offer.
When is Prime Big Deal Days 2024?
Amazon has not announced when Prime Big Deal Days 2024 will be held.
Last year, the sale was held on Oct. 10-11, 2023. If Amazon keeps a similar timing, this year’s sale could start as early as Oct. 8, 2024.
We will update this article as soon as we have the official dates for the big sale.
Do you need to be a Prime Member to shop during Prime Big Deal Days?
Yes. Like Prime Day, the best deals at the Prime Big Deal Days sales event will be exclusive to Amazon Prime members.
Don’t have Prime? We highly encourage you to try the service (in our opinion, it’s worth it). Amazon Prime is mega-popular for a reason — not only do you get fast free shipping (two-day, one-day or even same-day shipping, depending on the products ordered), but you also get access to Prime Video, where you’ll find a plethora of award-winning movies and TV shows, discounts at Whole Foods and more.
If you’ve never tried Amazon Prime before, the retailer will likely offer you a 30-day free trial to test out the service (your trial offer may differ). And if you’re a college student or a shopper between the ages of 18 and 24, you can try out Prime for six months free, then afterward pay a discounted rate of $7.49 per month.
An Amazon Prime membership is $14.99 per month, or $139 per year if you choose to pay annually (the monthly rate for that is about $11.50). But right now, Amazon is offering a special Prime deal: You can get three months of Prime for just $7.49.
Amazon’s Labor Day sale is on now
Can’t wait until mid-October to shop Amazon’s best deals? Head over to the site now and you’ll find some great discounts for Labor Day 2024. We’ve found a 50% off deal on a Roomba and a 44% off deal on Amazon’s latest Echo Spot. There are also lots of markdowns on Dewalt tools and discounts of up to 45% off on popular kitchen, tech and home products, including 24% off the legendary KitchenAid stand mixer.
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Best mortgages for first-time homebuyers
Rising home prices and high mortgage rates haven’t made buying a home easy these last few years. In fact, with affordability such a challenge, it’s only made shopping around for a lender that much more important.
It’s true: Comparing lenders can make a big difference when it comes to price. According to Freddie Mac, getting just four different mortgage rate quotes can save you about $1,200 per year.
But rates aren’t the only thing you should think about when choosing a lender. Want to make sure you pick the best mortgage company for your needs? See below for some of the best lenders for first-time homebuyers currently on the market.
Lock in a low mortgage interest rate here today.
Best mortgages for first-time homebuyers
Here are the best mortgage lenders for first-time homebuyers, broken down into six categories:
Best for low down payments: Veterans United
Veterans United exclusively offers VA home loans — which means all its loans require zero down payment. Though you’re welcome to put some money down, VA loans are one of the few mortgage options with no down payment requirement.
There is a catch, though: You’ll need to be a current military member, veteran, or spouse of one to qualify. Certain service requirements must be met as well. If you can do it, though, you’ll save yourself money both upfront (on the down payment) and in the long haul, as VA loans tend to have lower interest rates than other loan options.
Learn more about Veterans United here now.
Best for good credit: US Bank
If you have decent credit, US Bank might be a good option for your mortgage. The lender offers conventional, FHA and VA loans, and its rates are some of the lowest of lenders we analyzed. You can also apply fully online and get valuable closing cost discounts if you use other US Bank services.
Best for low credit: Cardinal Financial
Cardinal Financial is a good option if your credit score is on the lower end. The lender allows for scores as low as 620 on conventional loans and 580 on FHA, VA, and USDA loans. There are also jumbo loans — if you’re buying in a high-priced market or eyeing a more expensive property — and construction loans for buyers looking to build their own homes from the ground up.
Best for no lender fees: Better.com
Most lenders charge a variety of fees for processing your mortgage. These might include an origination fee, application fee, underwriting fee, and more. With Better.com mortgages, you won’t see any of these charges. The online lender charges no lender-side fees for underwriting, servicing, or originating its mortgages. There are other typical closing costs, though.
Best for online borrowing: First Mortgage Direct
First Mortgage Direct is a fully digital mortgage lender that lets you manage your mortgage process from start to finish all on the web. You can get a rate quote online, fill out an application, submit your documentation, and even close digitally, too. The lender also offers many online resources to help you along the way — things like informative videos, calculators, articles and more.
Best overall: New American Funding
New American Funding has something for everyone: conventional loans, government-backed loans, jumbo loans, construction loans, non-QM loans and more. There are even loans with customizable terms and options that can turn you into an all-cash buyer to make you more competitive. The lender also has a 4.1-star rating with the Better Business Bureau and a 4.6-star rating on Trustpilot.
Always shop around
Whether you’re buying your first home or your fifth, shopping around for your mortgage is important. If you need help doing so, consider enlisting a mortgage broker. These professionals can shop around on your behalf, help you compare lenders and loan options and ensure you get the best rate.
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