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Experts warn against vaccine skepticism

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Thanks to all those shots in the arm, in the year 2000, measles in the United States was declared eliminated. But now, it’s coming back, with measles cases reported from California to Vermont.

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One big reason: across the country in 2023, more families exempted their children from routine immunizations than ever before.

“There’s never been a better time in human history to tackle an infectious disease than today,” said Dr. Howard Markel, a medical historian, retired from the University of Michigan. “There’s so many things we can do, from vaccines to antivirals to antibiotics. And yet, I am dumbfounded by the volume of anti-vax voices.”

History of vaccine hesitancy

Markel says vaccine hesitancy is as old as the United States. In the 1700s, when smallpox was ravaging the colonies, some people were given an early form of immunization called variolation. “You went to a doctor who had this infectious material – dried pus and detritus of smallpox scars and so on,” Markel said. “They would cut you open, make a slice of your arm, and inoculate – ‘put it in’ – your arm. And half of the people got really sick, and some of them died. So, it cost a lot and it was dangerous.”

But the people who recovered were immune.

Benjamin Franklin decided it was too dangerous for his sickly four-year-old son, Franky. “One of Franklin’s great regrets was that he did not get his son inoculated, instilled with smallpox virus, to prevent what ultimately killed him,” Markel said.

In the 1800s, as a much safer smallpox vaccine was developed, many cities and states started requiring smallpox vaccination. At the University of California at Berkeley in 1902, it was mandatory.

Students were up in arms about it, said professor Elena Conis, a medical historian at Berkeley. “And people in town cheered them on.

In 1905, the Supreme Court ruled the government has the authority to require vaccination. “This, importantly, had the effect of energizing a lot of anti-vaccine groups,” said Conis. “And the anti-vaccine groups at the time believed that they were defenders of individual liberty.”

Victory over polio

But by the 1950s, there was one thing that united Americans: their fear of polio. Markel said, “The idea that your child would be paralyzed or, worse, condemned to an iron lung, this giant tank where your head’s sticking out and that’s how you breathe for the rest of your life, that terrified people.”

Nurse Cares For Polio Patient
An iron lung helps a young boy with polio to breathe, c. 1955.

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When Dr. Jonas Salk invented the polio vaccine, he was considered a hero. “The greatest faith probably ever in the American medical-industrial complex was around the 1950s,” said Markel. “And here you had this photogenic Jonas Salk with his wife and his children, and they saved the world.”

The 1950s might be considered the high-water mark of vaccine acceptance. Vaccines were then developed for diseases including measles, mumps, and rubella. As Americans, especially children, got their shots, rates for those diseases plummeted.

But it all ran straight into the counterculture decade of the 1960s. Conis said, “As more and more doctors and public health officials were encouraging people to get vaccinated, or encouraging their children to get vaccinated, people were saying, ‘But hold on: I need to ask questions. What are these vaccines for? Who made them? What’s in them? And why are they necessary? Can you tell me that?'”

The overwhelming medical consensus is that the benefits of vaccines have far outweighed the risks. But an upsurge in the anti-vaccine movement was fueled by a 1998 study in the prestigious British journal The Lancet that falsely linked the measles vaccine with autism.

It took 12 years for the journal to retract the study after concluding the research was fraudulent.

Vaccine advocacy, and dissenting voices

Dr. Peter Hotez has worked for decades to develop vaccines at the Baylor College of Medicine and Texas Children’s Hospital. “If you asked me 40 years ago would I ever have to be defending vaccines like I do now, I’d say you’re crazy,” he said. “Everybody knows the life-saving impact of vaccination.”

One study estimated that by the end of 2022, the COVID vaccine had saved more than three million American lives. And according to Hotez, “We reached that level of 200,000 Americans needlessly dying because they refused the COVID vaccine.”

Hotez entered the public debate as a passionate advocate for vaccines, and become a bit of a lightning-rod, telling an audience at Northwestern University in Chicago, “I’m worried there’s a full-on frontal assault on biomedical science. … When we talk about anti-vaccine, anti-science movements, we call it misinformation or info-demic, as though it’s just some random junk out there on the internet. And it’s not. I want to convince you today that it’s organized, it’s deliberate, it’s politically motivated, and it’s having a devastating impact.”

With public figures like former presidential candidate Robert F. Kennedy Jr. vocalizing vaccine skepticism, Hotez believes politics has turbocharged historical reasons for resisting vaccines. 

Asked why somebody would want somebody else not to be vaccinated, Hotez replied, “It’s a form of political control. And it’s a part of creating another issue to galvanize their base.”

Conis was asked if she were concerned about where vaccines are right now in terms of the public: “What I will say is that I’m not at all surprised. We’ve been here, in some respects, before. Vaccination resistance bubbles up when we use more vaccines, and when we use more of the force of law to encourage or require vaccination. When I hear arguments, and when I hear frustration that people aren’t getting vaccinated – how can they not understand? – my response is, ‘Let’s try to understand their distrust, let’s try to understand their concerns, and let’s take them seriously.'”

But as we try to benefit from the lessons of history, Hotez warns the clock is ticking: “The things that we’re talking about today, like COVID-19, H5N1, they’re the warmup acts. You know, Mother Nature’s not being coy with us, right? She’s telling us, ‘I’m going to throw a major pandemic at you every few years, and you better get ready. And by the way, you better convince your population to accept vaccines. Otherwise, the devastation is going to be unprecedented.'”

      
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Story produced by Alan Golds and Amiel Weisfogel. Editor: Remington Korper. 


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FBI says Iran hackers sent Trump campaign info to Biden campaign, what to know

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The FBI and other U.S. intelligence officials say Iranian hackers stole information from Donald Trump’s campaign and sent it to people connected to President Biden’s reelection campaign, though federal officials added there’s no evidence the recipients of the stolen material even responded. CBS News cybersecurity expert and analyst Chris Krebs provided context around the claims.

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Best mortgages for first-time homebuyers

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First-time homebuyers should shop around to find the lowest rate and best terms for their needs.

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Rising home prices and high mortgage rates haven’t made buying a home easy these last few years. In fact, with affordability such a challenge, it’s only made shopping around for a lender that much more important.

It’s true: Comparing lenders can make a big difference when it comes to price. According to Freddie Mac, getting just four different mortgage rate quotes can save you about $1,200 per year.

But rates aren’t the only thing you should think about when choosing a lender. Want to make sure you pick the best mortgage company for your needs? See below for some of the best lenders for first-time homebuyers currently on the market.

Lock in a low mortgage interest rate here today.

Best mortgages for first-time homebuyers

Here are the best mortgage lenders for first-time homebuyers, broken down into six categories:

Best for low down payments: Veterans United

Veterans United exclusively offers VA home loans — which means all its loans require zero down payment. Though you’re welcome to put some money down, VA loans are one of the few mortgage options with no down payment requirement.

There is a catch, though: You’ll need to be a current military member, veteran, or spouse of one to qualify. Certain service requirements must be met as well. If you can do it, though, you’ll save yourself money both upfront (on the down payment) and in the long haul, as VA loans tend to have lower interest rates than other loan options.

Learn more about Veterans United here now.

Best for good credit: US Bank

If you have decent credit, US Bank might be a good option for your mortgage. The lender offers conventional, FHA and VA loans, and its rates are some of the lowest of lenders we analyzed. You can also apply fully online and get valuable closing cost discounts if you use other US Bank services. 

Best for low credit: Cardinal Financial

Cardinal Financial is a good option if your credit score is on the lower end. The lender allows for scores as low as 620 on conventional loans and 580 on FHA, VA, and USDA loans. There are also jumbo loans — if you’re buying in a high-priced market or eyeing a more expensive property — and construction loans for buyers looking to build their own homes from the ground up.

Best for no lender fees: Better.com

Most lenders charge a variety of fees for processing your mortgage. These might include an origination fee, application fee, underwriting fee, and more. With Better.com mortgages, you won’t see any of these charges. The online lender charges no lender-side fees for underwriting, servicing, or originating its mortgages. There are other typical closing costs, though.

Best for online borrowing: First Mortgage Direct

First Mortgage Direct is a fully digital mortgage lender that lets you manage your mortgage process from start to finish all on the web. You can get a rate quote online, fill out an application, submit your documentation, and even close digitally, too. The lender also offers many online resources to help you along the way — things like informative videos, calculators, articles and more.

Best overall: New American Funding

New American Funding has something for everyone: conventional loans, government-backed loans, jumbo loans, construction loans, non-QM loans and more. There are even loans with customizable terms and options that can turn you into an all-cash buyer to make you more competitive. The lender also has a 4.1-star rating with the Better Business Bureau and a 4.6-star rating on Trustpilot.

Always shop around

Whether you’re buying your first home or your fifth, shopping around for your mortgage is important. If you need help doing so, consider enlisting a mortgage broker. These professionals can shop around on your behalf, help you compare lenders and loan options and ensure you get the best rate.



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Fears of wider war in Middle East grow after second wave of exploding devices in Lebanon

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Fears of wider war in Middle East grow after second wave of exploding devices in Lebanon – CBS News


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New details are coming out about two coordinated attacks across Lebanon that turned communication devices into deadly weapons against Hezbollah operatives this week. The attacks are stoking fears of wider war in the Middle East. CBS News’ Imtiaz Tyab and Courtney Kealy have more on the situation.

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