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Kamala Harris and Tim Walz: More from their 60 Minutes interviews
This week on 60 Minutes, correspondent Bill Whitaker followed the Democratic ticket for president and vice president, both in Washington DC and on the campaign trail in Wisconsin.
With only four weeks to go until election day and mail-in ballots already being marked, 60 Minutes watched as Vice President Kamala Harris and Gov. Tim Walz campaigned in the battleground state, making their appeal to voters Harris otherwise could have met months ago during a more traditional election cycle.
Here is more of Whitaker’s interviews with Harris and Walz.
Was democracy best served without a Democratic primary?
When President Joe Biden stepped out of the race for reelection in July, he immediately endorsed Harris, who assumed the role of presidential hopeful a year later than candidates ordinarily do in modern American elections. In addition to a truncated timeline for campaigning, Harris won the nomination without having to fight fellow Democrats in a primary.
Whitaker wanted to know: Was democracy best served by side-stepping the traditional primary process?
“I am proud to have earned the support of the vast majority of delegates, and to have been elected the Democratic nominee,” Harris answered. “I am honored to have received the endorsement of leaders around this country from every background and walk of life, to fight in this election over the next month for our democracy.”
Ordinarily, a lengthy primary process gives candidates enough time to get to know voters — and be known by them. Because she did not spend months speaking to reporters and debating other candidates, Harris has had to make up for lost time with undecided voters who say they simply do not know who she is.
“It is, without any question, a short period of time,” Harris acknowledged. “There’s no question about that. Which is why I’m traveling around our country from one state to the next, to the next. It is my responsibility to earn the vote, and I’m going to work to do that.”
The fear of election-related violence
Amid a deeply polarizing election that has seen two assassination attempts against former President Donald Trump, three-quarters of likely American voters say they are concerned about the possibility of election violence. What role does Harris think she should play in lowering the temperature?
The vice president told Whitaker she was “deeply disturbed, shocked, and shaken” by the potential assassinations and said she called Trump for a quick conversation after the second attempt in August.
“It is really important that all of us speak loudly, regardless of who we’re voting for, to say, ‘Our differences have to be settled at the ballot box and not through violence,'” Harris said. “We cannot lose our soul in terms of who we are as Americans by resorting to violence to settle our differences, much less to make a decision about who’s going to be the next President of the United States.”
On Iran and China
Whoever wins in November will have a full slate of foreign policy issues to tackle. Whitaker asked Harris which foreign country she considers America’s greatest adversary.
Iran, Harris responded, is an obvious one.
“Iran has American blood on their hands,” she said. “And what we saw in terms of just this attack on Israel, 200 ballistic missiles, what we need to do to ensure that Iran never achieves the ability to be a nuclear power, that is one of my highest priorities.”
Harris stopped short of answering whether the U.S. would take military action if the administration found proof that Iran is building a nuclear weapon.
On China, Harris said the U.S. “should not seek conflict,” but instead protect American business interests. She would not answer whether the U.S. would use military force to support Taiwan.
“I’m not going to get into hypotheticals,” Harris said. “But listen, we need to make sure that we maintain a ‘One China’ policy, but that includes supporting Taiwan’s ability to defend itself, including what we need to do to ensure the freedom of the Taiwan Strait.”
The role Tim Walz would play as vice president
Whether the issue is foreign policy, the economy, immigration, or any of the other critical decisions that will come from the Oval Office, Whitaker asked Minnesota Gov. Tim Walz what role he might play, should he and Harris get elected.
Walz said he views his role as an advisor, noting that Harris understands he has different lived experiences that he can draw on, including serving as governor of Minnesota and spending 24 years in the National Guard.
“My job is to give that experience,” Walz said.
When asked how he might handle times that he and Harris disagree, Walz said he would draw on his experience as an enlisted soldier.
“Many times the officers who were higher ranking had much less time. My job was to be their lead advisor, and I would give my best advice to them, and they would make their decision,” he explained. “If it was not the advice I gave, I turned around to our troops, and I said, ‘Here’s what we’re going to do. Here’s the mission. Here’s how it’s going be executed.’ The commander’s plan was clear.”
Walz went on to offer that Harris would be a leader who seeks that input.
“She doesn’t believe she has all the answers,” Walz said. “That’s what the president should do.”
The video above was produced by Brit McCandless Farmer and edited by Scott Rosann.
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How to get a low student loan rate for the spring 2025 semester
With the fall semester coming to an end and the spring semester fast approaching, undergraduate, graduate and professional students who must borrow to pay tuition or living expenses should start exploring student loan options sooner rather than later. Borrowers can take out federal loans, including direct subsidized or unsubsidized loans, Grad PLUS loans or Parent PLUS oans. However, these federal loans have annual and lifetime limits and come with a fixed interest rate set by law.
Private student loans are another option, though, and they come with some big benefits. With interest rates dropping and the likelihood of federal loan forgiveness diminishing as the Trump Administration takes office, private student loans may, in fact, be the best option for some borrowers. Rates and terms for private lenders can vary from one lender to another, though, unlike with federal loans.
As a result, it’s important to understand how to get a low rate on these loans for the spring 2025 semester.
Find out how affordable a private student loan could be now.
How to get a low student loan rate for the spring 2025 semester
Here’s what experts say you can do to keep your borrowing costs affordable as you move into the spring semester.
Shop around among private student loan lenders
Many banks, credit unions and online lenders offer private student loans — and it’s important to explore all of your options if you want your loans to be as affordable as possible.
“Always shop around to see what the best possible rates are available to you,” says Domenick D’Andrea, co-founder at DanDarah Wealth Management.
Jack Wang, a wealth advisor and college financial aid advisor at Innovative Advisory Group agreed, noting that “rates on private student loans can vary significantly.”
Most private student loan lenders allow you to get rates quotes online, often without a hard credit inquiry, so your credit score won’t be impacted. However, as you’re shopping around, you must be sure you’re comparing similar loan offers.
“Loan terms impact the rate,” says Wang. “For example, borrowers can choose a fixed or variable rate, whether payments are required during school, and the loan repayment time.”
By focusing on all of these details, you can compare multiple loan offerings and understand monthly payments, total borrowing costs and how long it will take to be debt-free after graduation.
Start comparing your top private student loan options online now.
Improve your credit
It’s also a good idea to get your finances in order if you want to get the best student loan rates.
“Generally, the lowest interest rates are for those with the best credit and debt-to-income ratio, who also pick full payments while in school and who pick the shortest repayment term,” Wang says. “After all, these terms reduce the risk for the lender.”
D’Andrea suggests that you take steps like paying down existing debt to reduce your debt-to-income ratio and limiting the number of new credit cards and loans you apply for, as applying for too much new debt can hurt your credit score. It’s also important to make all loan payments on time to avoid lowering your credit score, D’Andrea says.
The more qualified you are as a borrower, the more loans you’ll be eligible for and the lower your rates will be.
Apply with a cosigner
Unfortunately, improving your credit can take time and it’s often not possible to do things like increasing your income while you are in school. The good news is that you still have options to pursue a private loan at an affordable rate even if your credit is less than stellar.
“Investigate a cosigner if you have a limited credit history or considerable debt already,” D’Andrea says.
A cosigner agrees to share responsibility for your loans. You’ll need to provide their financial details when you apply. If they have more income or better credit, their credentials can help you borrow more affordably.
Starting shopping early
The last key to getting an affordable loan is to start the process early.
“People tend to shop for student loans according to their college billing cycle. So if a college bills by semester, busy times tend to be early summer for fall bills, and November or December for spring bills,” Wang says.
While Wang notes that there’s no time during the year when loans go “on sale” and no specific seasonality to shopping for student loan rates, it can still be smart to start the process of borrowing sooner rather than later. The simple reason for that is that you’ll have more time to compare rates and terms — and to take steps like lining up a cosigner if you aren’t being offered great rates.
The bottom line
You don’t want to end up in a situation where spring tuition is due, you don’t have a loan yet and you’re forced to accept the first loan you’re offered despite unfavorable terms. If you get started comparing rates and offers today, you’ll have plenty of time to find the loan that’s best for your situation.
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Georgia appeals removes Fani Willis from Trump 2020 election case
Washington — The Georgia Court of Appeals on Thursday ruled that Fulton County District Attorney Fani Willis must be removed from the 2020 election case against President-elect Donald Trump, reversing a trial judge’s decision that allowed her to remain on the case.
Trump and more than a dozen allies were charged last year by Fulton County prosecutors related to what they said was an alleged scheme to overturn the results of the 2020 election in Georgia. The president-elect pleaded not guilty.
“After carefully considering the trial court’s findings in its order, we conclude that it erred by failing to disqualify DA Willis and her office,” the Georgia Court of Appeals said in its decision.
This is a breaking news story and will be updated.