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FTC cracks down on fake reviews with new rule set to ban phony feedback

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FTC cracks down on fake reviews with new rule set to ban phony feedback – CBS News


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With up to 40% of online reviews found to be fake, the Federal Trade Commission is introducing a new rule to ban deceptive feedback. Nick Thompson, CEO of “The Atlantic,” explains how it will work.

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Woman sentenced for killing pregnant woman, hoping to claim baby was hers

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Springfield, Mo. — A Missouri woman has been sentenced to two life terms in prison for killing a pregnant Arkansas woman and trying to pass off the dead woman’s fetus as her own stillborn baby.

Amber Waterman, 44, of Pineville, Missouri, is not eligible for parole under the sentence ordered Tuesday, the U.S. Attorney’s Office said. She pleaded guilty in July to kidnapping resulting in death and causing the death of a child in utero.

In her plea, Waterman admitted that she used a false name to contact Ashley Bush of Siloam Springs, Arkansas, on Facebook. Bush, 33, was about 31 weeks pregnant at the time.

Federal prosecutors said Waterman and Bush agreed to meet at an Arkansas convenience store on Oct. 31, 2022. Waterman said she would help Bush get a job, but instead she drove Bush to her own home in Pineville.

Hours later, first responders rushed to a store in Pineville after getting a report that a baby was not breathing. The baby was pronounced dead.

Waterman at first claimed she had given birth to the baby in a truck while on the way to the hospital. In her plea, she admitted the baby was Bush’s.

An autopsy indicated that Bush, who was also the mother of three other children, died as a result of penetrating trauma of the torso. The baby, Valkyrie Willis, died in utero, prosecutors said.

Waterman’s husband, Jamie Waterman, 44, pleaded guilty Tuesday to one count of being an accessory after the fact to the kidnapping resulting in death.

Charging documents say he helped wrap Bush’s body in a tarp, burn it and then move the remains to another location.

He could get up to 15 years in federal prison without parole, the U.S. Attorney’s Office said.

At Amber Waterman’s sentencing, the judge said he couldn’t impose a sentence that would be sufficient in this case, saying Amber Waterman’s crime was a “new level of graphic,” CBS Springfield affiliate KOLR-TV reports.

Prosecutors also spoke during the proceedings and said the pain caused by Amber Waterman would span generations, while her defense attorneys declined to speak, saying they preferred not to due a case pending against her in Arkansas.

According to KLOR, one Bush family member said during the sentencing hearing that she prayed “suffering comes back tenfold” to Amber Waterman, and another said she is the “face of Satan” and “has a black soul.”



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Harris backs slashing medical debt. Trump’s “concepts” worry advocates.

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Patient and consumer advocates are looking to Kamala Harris to accelerate federal efforts to help people struggling with medical debt if she prevails in next month’s presidential election.

And they see the vice president and Democratic nominee as the best hope for preserving Americans’ access to health insurance. Comprehensive coverage that limits patients’ out-of-pocket costs offers the best defense against going into debt, experts say.

The Biden administration has expanded financial protections for patients, including a landmark proposal by the Consumer Financial Protection Bureau to remove medical debt from consumer credit reports.

In 2022, President Joe Biden also signed the Inflation Reduction Act, which limits how much Medicare enrollees must pay out-of-pocket for prescription drugs, including a $35-a-month cap on insulin. And in statehouses across the country, Democrats and Republicans have been quietly working together to enact laws to rein in debt collectors.

But advocates say the federal government could do more to address a problem that burdens 100 million Americans, forcing many to take on extra work, give up their homes, and cut spending on food and other essentials.

“Biden and Harris have done more to tackle the medical debt crisis in this country than any other administration,” said Mona Shah, senior director of policy and strategy at Community Catalyst, a nonprofit that has led national efforts to strengthen protections against medical debt. “But there is more that needs to be done and should be a top priority for the next Congress and administration.”

At the same time, patient advocates fear that if former President Donald Trump wins a second term, he will weaken insurance protections by allowing states to cut their Medicaid programs or by scaling back federal aid to help Americans buy health insurance. That would put millions of people at greater risk of sinking into debt if they get sick.


What to know about financial risks of increasingly popular medical credit cards

05:59

In his first term, Trump and congressional Republicans in 2017 tried to repeal the Affordable Care Act, a move that independent analysts concluded would have stripped health coverage from millions of Americans and driven up costs for people with preexisting medical conditions, such as diabetes and cancer.

Trump and his GOP allies continue to attack the ACA, and the former president has said he wants to roll back the Inflation Reduction Act, which also includes aid to help low- and middle-income Americans buy health insurance.

“People will face a wave of medical debt from paying premiums and prescription drug prices,” said Anthony Wright, executive director of Families USA, a consumer group that has backed federal health protections. “Patients and the public should be concerned.”

The Trump campaign did not respond to inquiries about its health care agenda. And the former president doesn’t typically discuss health care or medical debt on the campaign trail, though he said at last month’s debate he had “concepts of a plan” to improve the ACA. Trump hasn’t offered specifics.

Harris has repeatedly pledged to protect the ACA and renew expanded subsidies for monthly insurance premiums created by the Inflation Reduction Act. That aid is slated to expire next year.

The vice president has also voiced support for more government spending to buy and retire old medical debts for patients. In recent years, a number of states and cities have purchased medical debt on behalf of their residents.

These efforts have relieved debt for hundreds of thousands of people, though many patient and consumer advocates say retiring old debt is at best a short-term solution, as patients will continue to run up bills they cannot pay without more substantive action.

“It’s a boat with a hole in it,” said Katie Berge, a lobbyist for the Leukemia & Lymphoma Society. The patient group was among more than 50 organizations that last year sent letters to the Biden administration urging federal agencies to take more aggressive steps to protect Americans from medical debt.

“Medical debt is no longer a niche issue,” said Kirsten Sloan, who works on federal policy for the American Cancer Society’s Cancer Action Network. “It is key to the economic well-being of millions of Americans.”

The Consumer Financial Protection Bureau is developing regulations that would bar medical bills from consumer credit reports, which would boost credit scores and make it easier for millions of Americans to rent an apartment, get a job, or secure a car loan.

Harris, who has called medical debt “critical to the financial health and well-being of millions of Americans,” enthusiastically backed the proposed rule. “No one should be denied access to economic opportunity simply because they experienced a medical emergency,” she said in June.

Harris’ running mate, Minnesota Gov. Tim Walz, who has said his own family struggled with medical debt when he was young, signed a state law in June cracking down on debt collection.


JD Vance asked about Trump’s “concepts of a plan” for health care

07:00

CFPB officials said the regulations would be finalized early next year. Trump hasn’t indicated if he’d follow through on the medical debt protections. In his first term, the CFPB did little to address medical debt, and congressional Republicans have long criticized the regulatory agency.

If Harris prevails, many consumer groups want the CFPB to crack down even further, including tightening oversight of medical credit cards and other financial products that hospitals and other medical providers have started pushing on patients. These loans lock people into interest payments on top of their medical debt.

“We are seeing a variety of new medical financial products,” said April Kuehnhoff, a senior attorney at the National Consumer Law Center. “These can raise new concerns about consumer protections, and it is critical for the CFPB and other regulators to monitor these companies.”

Some advocates want other federal agencies to get involved, as well.

This includes the mammoth Health and Human Services Department, which controls hundreds of billions of dollars through the Medicare and Medicaid programs. That money gives the federal government enormous leverage over hospitals and other medical providers.

Thus far, the Biden administration hasn’t used that leverage to tackle medical debt.

But in a potential preview of future actions, state leaders in North Carolina recently won federal approval for a medical debt initiative that will make hospitals take steps to alleviate patient debts in exchange for government aid. Harris praised the initiative.

KFF Health News is a national newsroom that produces in-depth journalism about health issues and is one of the core operating programs at KFF—an independent source of health policy research, polling, and journalism. Learn more about KFF.

Subscribe to KFF Health News’ free Morning Briefing.



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3 people killed, several injured in Mississippi bridge collapse

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Three people were killed and several more seriously injured Wednesday when a bridge in Mississippi that was closed nearly a month ago collapsed while a work crew was prepping it for demolition, authorities said.

The bridge over the Strong River on State Route 149 in Simpson County, about 40 miles south of Jackson, had been closed to traffic since Sept. 18 as part of a bridge replacement project, the Mississippi Department of Transportation said in a news release.

Gov. Tate Reeves said in a post on social media late Wednesday that first responders from the county and “other state assets have been on the scene at the tragedy” where they’d confirmed at least three fatalities and multiple injuries.

U.S. Transportation Secretary Pete Buttigieg said in a social media post late Wednesday that the Federal Highway Administration was “engaging state officials concerning” the “premature collapse during demolition of a bridge on State Route 149 in Mississippi.”

Simpson County Sheriff Paul Mullins had previously told WLBT-TV three people were killed and four critically injured.

Terry Tutor, the Simpson County coroner, told the New York Times that seven men were working on the bridge, using heavy machinery to tear it down, when it gave way and plummeted nearly 40 feet. He said three of the men died, and four were injured, the Times reported.

Mullins and Tutor didn’t immediately respond to messages Wednesday night from The Associated Press.

A call to the construction company, T.L. Wallace Construction, was unanswered Wednesday evening, and it was not possible to leave a message.

Department of Transportation spokesperson Anna Ehrgott said the agency “would share more information with the public as it becomes available.”

The department said one of its inspectors was at the work site when the bridge collapsed, and that person was unharmed.





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