On the Social Security Administration‘s payment schedule, there are shared dates for people who are retired and people who get SSDI (disability insurance). The federal agency has already confirmed that payments will be made in April 2025. Each month, payments are made on three different dates.
People who got benefits before May 1997 or who get SSDI along with Supplemental Security Income (SSI) will still get paid on the third of every month. However, SSDI is only paid out on the second, third, and fourth Wednesdays of each month. Your payment date is based on your date of birth. Keep reading to find out what it is.
Who receives their SSDI payments on April 9, 16, and 23? Here the dates
People born between January 1st and October 10th have a birthday on April 9. Then, April 16 includes people born between April 11 and April 20. Finally, April 23 includes people born between April 21 and April 31 of any month.
A small group of recipients—those who started getting payments before May 1997—will get their payment on April 3. This feature does not change the main schedule, which for most people puts the date of birth first. The SSA made it clear that this method follows the rules that were in place before, without any changes.
SSDI payment maximum increased in 2025
Statistics show that by 2025, the highest monthly SSDI benefit for workers who retire at full age will reach $4,018. There is a 2.5% cost of living adjustment (COLA) built into this amount. Even so, estimates from outside sources say that SSDI recipients will get an average of $1,580 after the COLA is taken into account.
The difference in numbers is due to the way they were calculated: the maximum amount takes into account large contributions, while the average amount takes into account a wide range of beneficiaries.
Disability Secrets and other groups stress that these amounts depend on things like work history and the severity of the disability, and that the group getting less money is bigger than the group getting the most.
To be eligible for SSDI, applicants must show that they have a medical condition that keeps them from doing substantial work for at least 12 months or kills them.
The SSA checks to see if people can make more than $1,600 a month. For blind beneficiaries, this amount goes up to $2,700, which is a type of threshold called Substantial Gainful Activity (SGA).
In addition, you need to have a work history with enough work credits. In 2025, each credit is worth $1,810 a year, and you can only get four in a year. Most of the time, people over 24 need to have worked for 5 years in the last 10 years. For minors, the rules depend on how old they were when they first got disabled.