While many people in the United States are waiting for their usual Social Security retirement payment, there’s another extra payment on the way — and you could be eligible to receive it even if you already get a retirement check.
This extra money comes through a benefit known as Supplemental Security Income (SSI). And if you qualify, you could get up to $1,450 in a single monthly check, or $967 if you’re receiving it as an individual. Let’s take a closer look at who can get this money, when it’s arriving, and how it works.
What Is the SSI Benefit?
Supplemental Security Income (SSI) is a government program in the U.S. that offers monthly financial help to:
- People 65 or older
- Individuals with a disability
- People with low income and limited resources
Even if you already receive a Social Security retirement payment, you could still qualify for SSI if you meet the income and age/disability requirements. SSI is designed to support the most financially needy citizens, and it can combine with other benefits to help with basic living expenses.
How Much Can You Get from SSI?
The amount you receive depends on whether you’re applying alone or with a spouse:
- Individuals can receive up to $967 per month
- Couples who both qualify can get up to $1,450 per month
These figures reflect the 2025 rates, which were increased slightly due to Cost of Living Adjustments (COLA).
Who Is Eligible for the May 2025 SSI Check?
To qualify for this extra check in May 2025, you must:
- Be age 65 or older OR have a qualifying disability
- Have low monthly income
- Have limited savings and assets (below the SSI resource limit)
- Be a U.S. citizen or qualified legal resident
Even if you’re receiving Social Security retirement benefits, you can still apply for SSI if your total income is low enough.
When Will the SSI Payment Arrive?
The next SSI payment will be sent on May 1, 2025. That’s just around the corner!
If you have Direct Deposit set up, the money will arrive immediately in your bank account on that date. If you’re receiving your payment through paper check, it might take a few more days to arrive by mail.
So, make sure your banking details are updated with the Social Security Administration (SSA) to avoid delays.
Can You Get SSI and Social Security at the Same Time?
Yes! If you qualify for both, you can receive both payments every month. Many people get their retirement check along with their SSI benefit to help meet their basic living costs.
In addition to SSI, you might also be eligible for other support programs, such as:
- SNAP (food assistance)
- State-based benefits
- Stimulus payments, if announced in the future
These programs are designed to work together to give low-income individuals and families better support.
If you or a loved one is 65+, has a disability, and is living on limited income, the SSI benefit of up to $1,450 can be a much-needed boost. With the next payment arriving on May 1, 2025, now is a good time to check your eligibility and ensure all your information is correct with the SSA.
This extra payment is more than just a check—it’s a lifeline for many, and combining it with Social Security and other benefits can really help improve daily living. Don’t miss out on financial help that you may already qualify for.