Good news for Americans receiving Social Security retirement benefits — the next payment is coming soon. Knowing exactly when your check will arrive helps with planning your monthly expenses, like groceries, rent, and bills.
Thanks to the Social Security Administration (SSA) payment calendar, you can now check in advance which day of the month your benefit will arrive. This helps retirees manage their household budget better and avoid uncertainty.
Let’s break down who will get paid next, when the money is coming, and what you need to qualify.
Who Will Get the Next Social Security Check?
The next retirement payment will be sent on Wednesday, April 16, 2025. This is the third retirement check of the month, and it will go to retirees who belong to Group 3.
To be in Group 3, you must meet two simple conditions:
- You started receiving benefits after May 1997
- Your birthday is between the 11th and 20th of any month
If both conditions apply to you, you can expect your payment on April 16.
How Does Grouping Work for Social Security Payments?
The SSA divides retirees into groups based on when they started receiving benefits and their birthdate. This system helps avoid delays and keeps payments organized.
Here’s a quick guide:
- Group 1: Started before May 1997 – paid on the 3rd of each month
- Group 2: Started after May 1997 & birthday between 1st–10th – paid on second Wednesday
- Group 3: Started after May 1997 & birthday between 11th–20th – paid on third Wednesday
- Group 4: Started after May 1997 & birthday between 21st–31st – paid on fourth Wednesday
Why Direct Deposit Makes Things Easier
If you have Direct Deposit enabled, your payment will be transferred immediately to your bank account on the same day. It’s the fastest and most secure method.
However, if you still receive a paper check, you may have to wait a few extra days depending on mail delivery and bank processing.
Also, be careful if you owe money to your bank — in some cases, banks may withhold part or all of your check until debts are cleared.
Why Knowing Your Payment Date Matters
Many retirees depend only on this monthly check. Not knowing when it arrives can make it harder to:
- Pay rent or loans on time
- Buy groceries or medicines
- Handle utility bills and monthly expenses
Having a fixed payment date gives retirees more control and peace of mind. Thanks to the SSA’s organized system, you can easily know your payment group and expected date every month.
If you are a Group 3 Social Security recipient, and your birthday is between the 11th and 20th, your next retirement payment will arrive on April 16, 2025. Make sure your Direct Deposit is active to receive it without delays.
Also, keep in mind any bank issues or debts that may affect your deposit. Knowing when your check will come helps you plan better and make sure your basic needs are covered every month.