The Social Security Disability Insurance (SSDI) program is a financial support system for people who can no longer work due to a serious disability. These payments help people whose health conditions are expected to last for at least one year or may even result in death. Every month, the U.S. Social Security Administration (SSA) sends out SSDI benefits in three groups, based on the recipient’s birth date. Let’s break down who is getting paid and when in April 2025.
Who Got SSDI Benefits First in April?
People who were born between the 1st and 10th of any month got their SSDI payment on Wednesday, April 9. This is the second Wednesday of the month, and it marks the first batch of payments.
Who Gets Paid Next?
The second group includes people whose birthdays fall between the 11th and 20th of any month. They will receive their SSDI benefits on Wednesday, April 16.
Final Group’s Payment Date
The last group of SSDI beneficiaries includes those born from the 21st to the 31st. They will receive their payment on Wednesday, April 23, which is the fourth Wednesday of the month.
What About SSDI + SSI Recipients?
Some people get both SSDI and Supplemental Security Income (SSI). They are scheduled to get their next payment on May 3, 2025.
How Does the SSA Send SSDI Payments?
SSDI payments are made through direct deposit into the recipient’s bank account. The money is usually deposited at 12:01 a.m. on the scheduled date. If the payment date falls on a weekend or public holiday, the payment is made earlier, on the last working day before that. But in April 2025, there are no holidays affecting the payment dates.
No More Paper Checks Since 2013
Since 2013, the SSA no longer sends physical checks. It’s important for beneficiaries to update their bank details if they change their account, to avoid delays. Also, any Cost of Living Adjustment (COLA) increases were added to the payment amounts starting from January 2025.
What If Your Payment Is Delayed?
If your SSDI payment doesn’t arrive on time, first check the official SSA payment calendar. If the payment is still delayed, it may be due to errors in your bank information or unreported personal changes. In 2024, around 2.1% of payments were delayed because of such issues.
How Can You Track Your SSDI Payments?
Beneficiaries can use the my Social Security online account to view their payment calendar, download receipts, and update contact details. For those without internet access, help is available by phone in English and Spanish.
What Is the Maximum SSDI Payment?
The maximum SSDI monthly benefit is $4,018, but only a few people receive this amount. To get this much, a person must have worked for at least 10 years with a very high taxable income, and paid the full amount of Social Security taxes.
Can Family Members Inherit SSDI Payments?
SSDI benefits end when the recipient dies. These payments are not passed on to family members. However, family members like a spouse, children, or dependent parents might be eligible for survivor benefits under a different SSA program.
These benefits are based on the deceased person’s work record and depend on age, disability, and financial dependency. If the SSDI recipient dies after a payment has already been deposited, the money doesn’t need to be returned. But it’s important to inform SSA about the death immediately to avoid future errors.
Family members should also apply for a one-time death benefit, which is currently $255, and may qualify for monthly survivor pensions. Proper documents like a death certificate, marriage certificate, or birth certificate are needed to process these claims.
SSDI is a helpful program that supports people who can no longer work due to health conditions. Knowing the payment schedule and how to manage your account helps avoid delays and ensures your benefits come on time.
If you’re a family member of someone who has passed away, you may still be eligible for help through the SSA’s survivor benefits. Always keep your details updated and use the SSA’s tools to manage your benefits efficiently.